Found vs Rho

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	FoundFound	RhoRho
In one line	Banking with bookkeeping and tax set-asides for the self-employed	Free checking with no-fee wires, cards, and bill pay
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	Free; Plus $35/mo ($315/yr); Pro $80/mo ($720/yr); 30-day trial on paid plans	No monthly or per-user fees; free ACH, same-day ACH, and domestic wires; international payments 1% FX fee + optional $15 SWIFT fee; savings up to 1.00% APY from a $25K balance
Pricing model	Free tier	Free
Free trial	30 days	—
Users	1 owner; team cards	Unlimited
Both connect to	Xero
Also connects to	No others on record	QuickBooks Online, Puzzle
Team size	Just me	2–10 people · 11–50 people · 51–200 people
Available in	US	US
Phone support	Plans not stated; Found Plus and up	Every plan
Live chat	None listed	Every plan
Support hours	Not published	Phone: 24/7 · Email: 24/7 · Live chat: 24/7
Incidents posted	We found no public status page for Found.	1 incident posted on Rho's status page in the 90 days to Oct 27, 2026; 1 marked major or critical by Rho. Status page
Capterra score	Not listed	5.0 / 5 from 2 reviews (few reviews)
Trustpilot score	4.1 / 5 from 1,774 reviews	4.2 / 5 from 41 reviews
Fit: Retail shop	35	45
Fit: Restaurant or café	25	35
Fit: Service business	85	80
Fit: Agency or studio	75	88
Fit: Trades or contractor	70	50
Fit: Online store	50	82
Why people pick it	Bookkeeping and tax estimates built in Free invoicing	Free domestic wires and same-day ACH Cards, bill pay, and expenses in one account
Where it falls short	Built for one-person businesses No payroll	No cash deposits No interest on checking or on savings under $25K
	Visit Found ↗	Visit Rho ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices