Thimble vs Insureon

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

Insureon fits retail shop, restaurant or café, agency or studio, online store.
Insureon suits teams past ten people.
Thimble: Pay only when working.

Compare	ThimbleThimble	InsureonInsureon
In one line	Short-term and monthly liability cover by the job	Compare small business insurance quotes from several carriers online
Starting price	Price by quote	From $45/mo
Six-person team	Price by quote	$45/mo
Plans	General liability by the hour, day, or month; thimble.com shows a price only after a quote	Free to compare; general liability averages $45/mo for its small business customers; price depends on trade, state, and limits
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	None needed
Team size	Just me · 2–10 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Not looked up yet	Plans not stated
Live chat	Plans not stated	None listed
Support hours	Not published	Phone: 8 a.m.–8 p.m. CT, Monday–Friday
Incidents posted	We found no public status page for Thimble.	We found no public status page for Insureon.
Trustpilot score	4.1 / 5 from 2,376 reviews	4.5 / 5 from 2,439 reviews
Fit: Retail shop	40	75
Fit: Restaurant or café	45	70
Fit: Service business	80	85
Fit: Agency or studio	55	82
Fit: Trades or contractor	85	85
Fit: Online store	30	72
Why people pick it	Pay only when working Instant certificates	Several carriers from one application Covers most small business policies
Where it falls short	Not for workers' comp Limited to lower-risk trades	Final price needs underwriting Service runs through the broker
	Visit Thimble	Visit Insureon

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices