Simply Business vs Insureon

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Simply Business costs less for a six-person team.
  • Insureon fits agency or studio, online store.
CompareSimply BusinessSimply BusinessInsureonInsureon
In one lineCompare quotes from several insurers in one formCompare small business insurance quotes from several carriers online
Starting priceFrom $20/moFrom $45/mo
Six-person team$20/mo$45/mo
PlansCompares quotes from top carriers; general liability examples from $20/mo (craft vendor) to $85/mo by profession; median general liability $44/mo; US average $40/moFree to compare; general liability averages $45/mo for its small business customers; price depends on trade, state, and limits
Pricing modelPaidPaid
Free trial——
Usersn/an/a
IntegrationsStandaloneNone needed
Team sizeJust me · 2–10 people · 11–50 peopleJust me · 2–10 people · 11–50 people
Available inUS · UKUS
Phone supportEvery plan (US)Plans not stated
Live chatNone listedNone listed
Support hoursPhone: Service: Monday-Friday, 9am-6pm ET (sales 8am-8pm ET)Phone: 8 a.m.–8 p.m. CT, Monday–Friday
Incidents postedWe found no public status page for Simply Business.We found no public status page for Insureon.
Trustpilot score4.3 / 5 from 1,948 reviews4.5 / 5 from 2,439 reviews
Fit: Retail shop7075
Fit: Restaurant or café6570
Fit: Service business8085
Fit: Agency or studio7082
Fit: Trades or contractor8585
Fit: Online store5572
Why people pick it
  • Several carriers compared
  • UK and US
  • Several carriers from one application
  • Covers most small business policies
Where it falls short
  • Service goes through the broker
  • Final price needs underwriting
  • Service runs through the broker
Visit Simply Business Visit Insureon

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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