Insureon vs FLIP

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • FLIP costs less for a six-person team.
  • Insureon fits retail shop, service business, agency or studio, trades or contractor, online store.
  • FLIP fits restaurant or café.
  • Insureon suits teams past ten people.
CompareInsureonInsureonFLIPVeracity Insurance
In one lineCompare small business insurance quotes from several carriers onlineLiability insurance for food trucks, vendors, and caterers
Starting priceFrom $45/moFrom $25.92/mo
Six-person team$45/mo$25.92/mo
PlansFree to compare; general liability averages $45/mo for its small business customers; price depends on trade, state, and limits$25.92/mo or $299/yr ($1M per occurrence, $2M aggregate, no deductible); with liquor liability $37.75/mo; tools and equipment cover optional
Pricing modelPaidPaid
Free trial——
Usersn/an/a
IntegrationsNone neededFree unlimited additional insureds, certificates online
Team sizeJust me · 2–10 people · 11–50 peopleJust me · 2–10 people
Available inUSUS
Phone supportPlans not statedEvery plan
Live chatNone listedNone listed
Support hoursPhone: 8 a.m.–8 p.m. CT, Monday–FridayPhone: Monday – Friday 6am – 6pm Mountain Time
Incidents postedWe found no public status page for Insureon.We found no public status page for Veracity Insurance.
Trustpilot score4.5 / 5 from 2,439 reviews3.6 / 5 from 1 reviews (few reviews)
Fit: Retail shop7530
Fit: Restaurant or café7085
Fit: Service business8520
Fit: Agency or studio825
Fit: Trades or contractor8510
Fit: Online store7225
Why people pick it
  • Several carriers from one application
  • Covers most small business policies
  • Additional insureds free and unlimited
  • No deductible on liability
Where it falls short
  • Final price needs underwriting
  • Service runs through the broker
  • Tools and equipment cover costs extra
  • Built for food and drink businesses only
Visit Insureon Visit FLIP

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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