Insureon vs The Hartford

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	InsureonInsureon	The HartfordThe Hartford
In one line	Compare small business insurance quotes from several carriers online	Small business liability and workers' comp from a long-standing insurer
Starting price	From $45/mo	From $67.50/mo
Six-person team	$45/mo	$67.50/mo
Plans	Free to compare; general liability averages $45/mo for its small business customers; price depends on trade, state, and limits	General liability averages about $68/mo ($810/yr) for its small business customers; a $1M policy averages about $69/mo; price depends on state, trade, and limits
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	None needed	None needed
Team size	Just me · 2–10 people · 11–50 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Plans not stated	Plans not stated
Live chat	None listed	None listed
Support hours	Phone: 8 a.m.–8 p.m. CT, Monday–Friday	Phone: M-F: 8 a.m. to 8 p.m. ET
Incidents posted	We found no public status page for Insureon.	We found no public status page for The Hartford.
Trustpilot score	4.5 / 5 from 2,439 reviews	1.2 / 5 from 506 reviews
Fit: Retail shop	75	75
Fit: Restaurant or café	70	72
Fit: Service business	85	80
Fit: Agency or studio	82	75
Fit: Trades or contractor	85	80
Fit: Online store	72	65
Why people pick it	Several carriers from one application Covers most small business policies	Large, established carrier Bundles liability and workers' comp
Where it falls short	Final price needs underwriting Service runs through the broker	Final price needs a quote Not the cheapest online
	Visit Insureon ↗	Visit The Hartford ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices