Melio vs Invoice2go

Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	MelioMelio	Invoice2goBILL
In one line	Pay bills by ACH, check, or card, with a free plan	Phone-first invoicing from $7.99 a month
Starting price	Free	From $6.67/mo
Six-person team	$75/mo	$6.67/mo
On $10,000 of card sales	$290/mo	$310/mo
Plans	Go free (1 user, 5 free ACH payments/mo, no extra users); Core $25/mo (1 user, 20 free ACH, QuickBooks and Xero sync); Boost $55 (1 user); extra users $10/mo each on Core and Boost; Unlimited $80 (unlimited users); checks $1.50, paying by card 2.9%; receiving ACH free	Starter $79.99/yr ($6.67/mo; 30 invoices/yr) or $7.99/mo (2 invoices/mo); Professional $119.99/yr ($10/mo; 100/yr) or $11.99/mo (5/mo); Premium $449.99/yr ($37.50/mo) or $44.99/mo (unlimited); card fees 3.5%/3%/2.9% by plan; PayPal 2.9% + 30¢; ACH free; 30-day trial, card required
Pricing model	Free tier	Free trial
Free trial	90 days	30 days
Users	1 on Go, Core, and Boost; unlimited on Unlimited	Unlimited
Both connect to	QuickBooks Online, Xero
Also connects to	No others on record	No others on record
Team size	Just me · 2–10 people · 11–50 people	Just me · 2–10 people
Available in	US	US · UK · CA · AU
Phone support	Boost and up	Premium only
Live chat	Core and up	Every paid plan
Support hours	Not published	Email: 24 hours, Mon to Sat · Live chat: 24 hours, Mon to Sat
Incidents posted	We found no public status page for Melio.	We found no public status page for BILL.
Capterra score	4.2 / 5 from 405 reviews	4.3 / 5 from 275 reviews
Trustpilot score	3.3 / 5 from 1,632 reviews	Not listed
Fit: Retail shop	65	30
Fit: Restaurant or café	65	15
Fit: Service business	78	80
Fit: Agency or studio	72	60
Fit: Trades or contractor	72	90
Fit: Online store	60	25
Why people pick it	Free plan with 5 free ACH payments a month 90-day trial of paid plans	Quick invoices from a phone Free ACH payments
Where it falls short	Checks and fast payments cost extra each time Extra users $10 a month below Unlimited	Low invoice caps on cheaper plans Card fees higher on Starter
	Visit Melio ↗	Visit Invoice2go ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices