PayPal Invoicing vs Invoice2go

Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • PayPal Invoicing costs less on $10,000 of monthly card sales.
  • PayPal Invoicing fits agency or studio, online store.
  • Invoice2go fits trades or contractor.
ComparePayPal InvoicingPayPalInvoice2goBILL
In one lineInvoices clients can pay with PayPal, Venmo, or cardPhone-first invoicing from $7.99 a month
Starting priceFreeFrom $6.67/mo
Six-person team$0/mo$6.67/mo
On $10,000 of card sales$309/mo$310/mo
PlansNo monthly fee; PayPal or Venmo 3.49% + 49¢; cards 2.99% + 49¢; +1.5% internationalStarter $79.99/yr ($6.67/mo; 30 invoices/yr) or $7.99/mo (2 invoices/mo); Professional $119.99/yr ($10/mo; 100/yr) or $11.99/mo (5/mo); Premium $449.99/yr ($37.50/mo) or $44.99/mo (unlimited); card fees 3.5%/3%/2.9% by plan; PayPal 2.9% + 30¢; ACH free; 30-day trial, card required
Pricing modelFreeFree trial
Free trial—30 days
UsersUnlimitedUnlimited
Both connect toQuickBooks Online, Xero
Also connects toZoho Books, Akaunting, ZipBooksNo others on record
Team sizeJust me · 2–10 peopleJust me · 2–10 people
Available inUS · UK · CA · AUUS · UK · CA · AU
Phone supportPlans not statedPremium only
Live chatEvery planEvery paid plan
Support hoursNot publishedEmail: 24 hours, Mon to Sat · Live chat: 24 hours, Mon to Sat
Incidents postedPayPal has a public status page. Status pageWe found no public status page for BILL.
Capterra score4.7 / 5 from 595 reviews4.3 / 5 from 275 reviews
Fit: Retail shop3530
Fit: Restaurant or café2015
Fit: Service business8080
Fit: Agency or studio7560
Fit: Trades or contractor7590
Fit: Online store6025
Why people pick it
  • Clients trust and already use PayPal
  • No monthly fee
  • Quick invoices from a phone
  • Free ACH payments
Where it falls short
  • Higher fees than Stripe or Square
  • Account holds are a known risk
  • Low invoice caps on cheaper plans
  • Card fees higher on Starter
Visit PayPal Invoicing Visit Invoice2go

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices

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