HoneyBook vs Melio

Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	HoneyBookHoneyBook	MelioMelio
In one line	Proposals, contracts, invoices, and payments for client services	Pay bills by ACH, check, or card, with a free plan
Starting price	From $29/mo	Free
Six-person team	$29/mo	$75/mo
On $10,000 of card sales	$324/mo	$290/mo
Plans	Starter $29/mo; Essentials $49/mo (2 team members); Premium $109/mo (unlimited), billed yearly; card payments 2.9% + 25¢ (the pricing page also says from 2.7% + 10¢), ACH 1.5%	Go free (1 user, 5 free ACH payments/mo, no extra users); Core $25/mo (1 user, 20 free ACH, QuickBooks and Xero sync); Boost $55 (1 user); extra users $10/mo each on Core and Boost; Unlimited $80 (unlimited users); checks $1.50, paying by card 2.9%; receiving ACH free
Pricing model	Free trial	Free tier
Free trial	30 days	90 days
Users	1 on Starter; 2 on Essentials	1 on Go, Core, and Boost; unlimited on Unlimited
Both connect to	QuickBooks Online
Also connects to	No others on record	Xero
Team size	Just me · 2–10 people	Just me · 2–10 people · 11–50 people
Available in	US · UK · CA · AU	US
Phone support	None listed	Boost and up
Live chat	Plans not stated	Core and up
Support hours	Live chat: Mon–Fri 4:00 am–8:00 pm PT; Sat–Sun 8:00 am–5:00 pm PT	Not published
Incidents posted	HoneyBook has a public status page. Status page	We found no public status page for Melio.
Capterra score	4.7 / 5 from 692 reviews	4.2 / 5 from 405 reviews
Trustpilot score	4.0 / 5 from 750 reviews	3.3 / 5 from 1,632 reviews
Fit: Retail shop	15	65
Fit: Restaurant or café	15	65
Fit: Service business	92	78
Fit: Agency or studio	82	72
Fit: Trades or contractor	55	72
Fit: Online store	10	60
Why people pick it	Whole client flow in one place Contracts and payments together	Free plan with 5 free ACH payments a month 90-day trial of paid plans
Where it falls short	US-centric Card fees on top of the plan	Checks and fast payments cost extra each time Extra users $10 a month below Unlimited
	Visit HoneyBook ↗	Visit Melio ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices