Simply Business vs The Hartford

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Simply BusinessSimply Business	The HartfordThe Hartford
In one line	Compare quotes from several insurers in one form	Small business liability and workers' comp from a long-standing insurer
Starting price	From $20/mo	From $67.50/mo
Six-person team	$20/mo	$67.50/mo
Plans	Compares quotes from top carriers; general liability examples from $20/mo (craft vendor) to $85/mo by profession; median general liability $44/mo; US average $40/mo	General liability averages about $68/mo ($810/yr) for its small business customers; a $1M policy averages about $69/mo; price depends on state, trade, and limits
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	None needed
Team size	Just me · 2–10 people · 11–50 people	2–10 people · 11–50 people
Available in	US · UK	US
Phone support	Every plan (US)	Plans not stated
Live chat	None listed	None listed
Support hours	Phone: Service: Monday-Friday, 9am-6pm ET (sales 8am-8pm ET)	Phone: M-F: 8 a.m. to 8 p.m. ET
Incidents posted	We found no public status page for Simply Business.	We found no public status page for The Hartford.
Trustpilot score	4.3 / 5 from 1,948 reviews	1.2 / 5 from 506 reviews
Fit: Retail shop	70	75
Fit: Restaurant or café	65	72
Fit: Service business	80	80
Fit: Agency or studio	70	75
Fit: Trades or contractor	85	80
Fit: Online store	55	65
Why people pick it	Several carriers compared UK and US	Large, established carrier Bundles liability and workers' comp
Where it falls short	Service goes through the broker	Final price needs a quote Not the cheapest online
	Visit Simply Business ↗	Visit The Hartford ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices