FLIP vs The Hartford

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	FLIPVeracity Insurance	The HartfordThe Hartford
In one line	Liability insurance for food trucks, vendors, and caterers	Small business liability and workers' comp from a long-standing insurer
Starting price	From $25.92/mo	From $67.50/mo
Six-person team	$25.92/mo	$67.50/mo
Plans	$25.92/mo or $299/yr ($1M per occurrence, $2M aggregate, no deductible); with liquor liability $37.75/mo; tools and equipment cover optional	General liability averages about $68/mo ($810/yr) for its small business customers; a $1M policy averages about $69/mo; price depends on state, trade, and limits
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Free unlimited additional insureds, certificates online	None needed
Team size	Just me · 2–10 people	2–10 people · 11–50 people
Available in	US	US
Phone support	Every plan	Plans not stated
Live chat	None listed	None listed
Support hours	Phone: Monday – Friday 6am – 6pm Mountain Time	Phone: M-F: 8 a.m. to 8 p.m. ET
Incidents posted	We found no public status page for Veracity Insurance.	We found no public status page for The Hartford.
Trustpilot score	3.6 / 5 from 1 reviews (few reviews)	1.2 / 5 from 506 reviews
Fit: Retail shop	30	75
Fit: Restaurant or café	85	72
Fit: Service business	20	80
Fit: Agency or studio	5	75
Fit: Trades or contractor	10	80
Fit: Online store	25	65
Why people pick it	Additional insureds free and unlimited No deductible on liability	Large, established carrier Bundles liability and workers' comp
Where it falls short	Tools and equipment cover costs extra Built for food and drink businesses only	Final price needs a quote Not the cheapest online
	Visit FLIP ↗	Visit The Hartford ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices