Thimble vs Simply Business

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

Simply Business fits retail shop, restaurant or café, agency or studio, online store.
Simply Business suits teams past ten people.
Thimble: Pay only when working.

Compare	ThimbleThimble	Simply BusinessSimply Business
In one line	Short-term and monthly liability cover by the job	Compare quotes from several insurers in one form
Starting price	Price by quote	From $20/mo
Six-person team	Price by quote	$20/mo
Plans	General liability by the hour, day, or month; thimble.com shows a price only after a quote	Compares quotes from top carriers; general liability examples from $20/mo (craft vendor) to $85/mo by profession; median general liability $44/mo; US average $40/mo
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	Standalone
Team size	Just me · 2–10 people	Just me · 2–10 people · 11–50 people
Available in	US	US · UK
Phone support	Not looked up yet	Every plan (US)
Live chat	Plans not stated	None listed
Support hours	Not published	Phone: Service: Monday-Friday, 9am-6pm ET (sales 8am-8pm ET)
Incidents posted	We found no public status page for Thimble.	We found no public status page for Simply Business.
Trustpilot score	4.1 / 5 from 2,376 reviews	4.3 / 5 from 1,948 reviews
Fit: Retail shop	40	70
Fit: Restaurant or café	45	65
Fit: Service business	80	80
Fit: Agency or studio	55	70
Fit: Trades or contractor	85	85
Fit: Online store	30	55
Why people pick it	Pay only when working Instant certificates	Several carriers compared UK and US
Where it falls short	Not for workers' comp Limited to lower-risk trades	Service goes through the broker
	Visit Thimble	Visit Simply Business

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices