Simply Business vs FLIP

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Simply Business costs less for a six-person team.
  • Simply Business fits retail shop, service business, agency or studio, trades or contractor, online store.
  • FLIP fits restaurant or café.
  • Simply Business suits teams past ten people.
CompareSimply BusinessSimply BusinessFLIPVeracity Insurance
In one lineCompare quotes from several insurers in one formLiability insurance for food trucks, vendors, and caterers
Starting priceFrom $20/moFrom $25.92/mo
Six-person team$20/mo$25.92/mo
PlansCompares quotes from top carriers; general liability examples from $20/mo (craft vendor) to $85/mo by profession; median general liability $44/mo; US average $40/mo$25.92/mo or $299/yr ($1M per occurrence, $2M aggregate, no deductible); with liquor liability $37.75/mo; tools and equipment cover optional
Pricing modelPaidPaid
Free trial——
Usersn/an/a
IntegrationsStandaloneFree unlimited additional insureds, certificates online
Team sizeJust me · 2–10 people · 11–50 peopleJust me · 2–10 people
Available inUS · UKUS
Phone supportEvery plan (US)Every plan
Live chatNone listedNone listed
Support hoursPhone: Service: Monday-Friday, 9am-6pm ET (sales 8am-8pm ET)Phone: Monday – Friday 6am – 6pm Mountain Time
Incidents postedWe found no public status page for Simply Business.We found no public status page for Veracity Insurance.
Trustpilot score4.3 / 5 from 1,948 reviews3.6 / 5 from 1 reviews (few reviews)
Fit: Retail shop7030
Fit: Restaurant or café6585
Fit: Service business8020
Fit: Agency or studio705
Fit: Trades or contractor8510
Fit: Online store5525
Why people pick it
  • Several carriers compared
  • UK and US
  • Additional insureds free and unlimited
  • No deductible on liability
Where it falls short
  • Service goes through the broker
  • Tools and equipment cover costs extra
  • Built for food and drink businesses only
Visit Simply Business Visit FLIP

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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