Simply Business vs FLIP
Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Simply Business costs less for a six-person team.
Simply Business fits retail shop, service business, agency or studio, trades or contractor, online store.
FLIP fits restaurant or café.
Simply Business suits teams past ten people.
| Compare | ||
|---|---|---|
| In one line | Compare quotes from several insurers in one form | Liability insurance for food trucks, vendors, and caterers |
| Starting price | From $20/mo | From $25.92/mo |
| Six-person team | $20/mo | $25.92/mo |
| Plans | Compares quotes from top carriers; general liability examples from $20/mo (craft vendor) to $85/mo by profession; median general liability $44/mo; US average $40/mo | $25.92/mo or $299/yr ($1M per occurrence, $2M aggregate, no deductible); with liquor liability $37.75/mo; tools and equipment cover optional |
| Pricing model | Paid | Paid |
| Free trial | — | — |
| Users | n/a | n/a |
| Integrations | Standalone | Free unlimited additional insureds, certificates online |
| Team size | Just me · 2–10 people · 11–50 people | Just me · 2–10 people |
| Available in | US · UK | US |
| Phone support | Every plan (US) | Every plan |
| Live chat | None listed | None listed |
| Support hours | Phone: Service: Monday-Friday, 9am-6pm ET (sales 8am-8pm ET) | Phone: Monday – Friday 6am – 6pm Mountain Time |
| Incidents posted | We found no public status page for Simply Business. | We found no public status page for Veracity Insurance. |
| Trustpilot score | 4.3 / 5 from 1,948 reviews | 3.6 / 5 from 1 reviews (few reviews) |
| Fit: Retail shop | 70 | 30 |
| Fit: Restaurant or café | 65 | 85 |
| Fit: Service business | 80 | 20 |
| Fit: Agency or studio | 70 | 5 |
| Fit: Trades or contractor | 85 | 10 |
| Fit: Online store | 55 | 25 |
| Why people pick it |
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| Where it falls short |
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| Visit Simply Business | Visit FLIP |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
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