Wave Payroll vs Payoneer Workforce Management
Two payroll & HR tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Wave Payroll costs less for a six-person team.- Wave Payroll fits retail shop, restaurant or café, service business, trades or contractor.
Payoneer Workforce Management fits agency or studio, online store.- Payoneer Workforce Management suits teams past ten people.
| Compare | Wave PayrollWave Financial | Payoneer Workforce ManagementPayoneer |
|---|---|---|
| In one line | Payroll add-on for Wave accounting users | Hire abroad from $199 an employee, pay contractors from $19 |
| Starting price | From $40/mo + $6/person | From $19/person |
| Six-person team | $76/mo | $114/mo |
| Plans | $40/mo + $6 per employee + $6 per contractor paid; tax service in all 50 states; Canada $25 CAD + $6 (not Quebec); does not file 1099s | Starting prices; the page doesn't say whether they are billed monthly or yearly: Contractor Management System $19 per contractor per month (payments in 70+ currencies, invoices, expenses); Agent of Record $99 per contractor per month (contractor agreements, misclassification support); Employer of Record $199 per employee per month (salary, employer taxes and benefits on top); bigger discounts for more onboardings; demo request to sign up; 160+ countries |
| Pricing model | Free trial | Paid |
| Free trial | 30 days | — |
| Users | No minimum | Per person |
| Both connect to | No shared connections on record. | |
| Also connects to | Wave | QuickBooks Online, Xero, FreshBooks, Zoho Books70+ listed by the vendor |
| Team size | Just me · 2–10 people | 2–10 people · 11–50 people · 51–200 people |
| Available in | US · CA | US · UK · CA · AU |
| Phone support | None listed | None listed |
| Live chat | Every plan | None listed |
| Support hours | Live chat: Monday to Friday from 9 AM to 5 PM Eastern | Help center: 24 hours a day, 5 days a week, for employees and contractors |
| Incidents posted | 5 incidents posted on Wave Financial's status page, which covers all Wave Financial products and regions, in the 90 days to Oct 27, 2026; 1 marked major or critical by Wave Financial. Status page | We found no public status page for Payoneer. |
| Fit: Retail shop | 65 | 10 |
| Fit: Restaurant or café | 60 | 5 |
| Fit: Service business | 80 | 40 |
| Fit: Agency or studio | 65 | 85 |
| Fit: Trades or contractor | 72 | 10 |
| Fit: Online store | 50 | 60 |
| Why people pick it |
|
|
| Where it falls short |
|
|
| Visit Wave Payroll | Visit Payoneer Workforce Management | |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
Payoneer Workforce Management: partner link. We may earn a commission; it never affects rankings.
More comparisons with Wave Payroll or Payoneer Workforce Management
Gusto vs Wave PayrollGusto vs Payoneer Workforce ManagementRippling vs Wave PayrollRippling vs Payoneer Workforce ManagementHomebase vs Wave PayrollHomebase vs Payoneer Workforce ManagementDeel vs Wave PayrollDeel vs Payoneer Workforce ManagementQuickBooks Payroll vs Wave PayrollQuickBooks Payroll vs Payoneer Workforce ManagementOnPay vs Wave PayrollOnPay vs Payoneer Workforce ManagementPatriot Payroll vs Wave PayrollPatriot Payroll vs Payoneer Workforce ManagementRoll by ADP vs Wave PayrollRoll by ADP vs Payoneer Workforce ManagementSquare Payroll vs Wave PayrollSquare Payroll vs Payoneer Workforce ManagementWave Payroll vs Payroll4FreePayroll4Free vs Payoneer Workforce Management