Deel vs Wave Payroll

Two payroll & HR tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Wave Payroll costs less for a six-person team.
  • Wave Payroll fits retail shop, restaurant or café, service business, trades or contractor.
  • Deel fits agency or studio, online store.
  • Deel suits teams past ten people.
CompareDeelDeelWave PayrollWave Financial
In one lineContractors and employees in 150 countriesPayroll add-on for Wave accounting users
Starting priceFrom $49/personFrom $40/mo + $6/person
Six-person team$294/mo$76/mo
PlansContractors $49 per contractor per month; contractor of record $325 per contractor per month; US PEO $125 per employee per month; EOR $599 per employee per month$40/mo + $6 per employee + $6 per contractor paid; tax service in all 50 states; Canada $25 CAD + $6 (not Quebec); does not file 1099s
Pricing modelPaidFree trial
Free trial—30 days
UsersPer personNo minimum
Both connect toNo shared connections on record.
Also connects toQuickBooks Online, Xero, Puzzle200+ listed by the vendorWave
Team size2–10 people · 11–50 people · 51–200 peopleJust me · 2–10 people
Available inUS · UK · CA · AUUS · CA
Phone supportNot looked up yetNone listed
Live chatPlans not statedEvery plan
Support hoursNot publishedLive chat: Monday to Friday from 9 AM to 5 PM Eastern
Incidents postedDeel has a public status page. Status page5 incidents posted on Wave Financial's status page, which covers all Wave Financial products and regions, in the 90 days to Oct 27, 2026; 1 marked major or critical by Wave Financial. Status page
Capterra score4.9 / 5 from 4,314 reviewsNot listed
Trustpilot score4.6 / 5 from 9,733 reviewsNot listed
Fit: Retail shop1065
Fit: Restaurant or café560
Fit: Service business4080
Fit: Agency or studio8565
Fit: Trades or contractor1072
Fit: Online store6050
Why people pick it
  • Global compliance handled
  • Contractor onboarding is fast
  • One price in all 50 states
  • Posts straight into Wave accounting
Where it falls short
  • Expensive per head
  • Not needed for US-only teams
  • $40 base is a lot for one or two people
  • Does not file 1099s for you
Visit Deel Visit Wave Payroll

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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