Gusto vs Payoneer Workforce Management

Two payroll & HR tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Gusto costs less for a six-person team.
  • Gusto fits retail shop, restaurant or café, service business, trades or contractor, online store.
  • Payoneer Workforce Management: Employer of record from $199 per employee.
CompareGustoGustoPayoneer Workforce ManagementPayoneer
In one linePayroll, benefits, and onboarding for small teamsHire abroad from $199 an employee, pay contractors from $19
Starting priceFrom $49/mo + $7/personFrom $19/person
Six-person team$91/mo$114/mo
PlansSimple $49/mo + $7 per person; Plus $99/mo + $12 per person; Premium $179/mo + $22 per person; no yearly price shownStarting prices; the page doesn't say whether they are billed monthly or yearly: Contractor Management System $19 per contractor per month (payments in 70+ currencies, invoices, expenses); Agent of Record $99 per contractor per month (contractor agreements, misclassification support); Employer of Record $199 per employee per month (salary, employer taxes and benefits on top); bigger discounts for more onboardings; demo request to sign up; 160+ countries
Pricing modelPaidPaid
Free trial——
UsersPer personPer person
Both connect toQuickBooks Online, Xero, FreshBooks
Also connects toHomebase Scheduling, Jobber, Connecteam, Buddy Punch, When I Work, ZipBooks, Bench, Kick +1 moreZoho Books70+ listed by the vendor
Team sizeJust me · 2–10 people · 11–50 people2–10 people · 11–50 people · 51–200 people
Available inUSUS · UK · CA · AU
Phone supportNot looked up yetNone listed
Live chatPlans not statedNone listed
Support hoursNot publishedHelp center: 24 hours a day, 5 days a week, for employees and contractors
Incidents posted0 incidents posted on Gusto's status page, which covers all Gusto products and regions, in the 90 days to Oct 27, 2026. Status pageWe found no public status page for Payoneer.
Capterra score4.6 / 5 from 4,230 reviewsNot listed
Trustpilot score1.9 / 5 from 2,550 reviewsNot listed
Fit: Retail shop9010
Fit: Restaurant or café885
Fit: Service business9240
Fit: Agency or studio9285
Fit: Trades or contractor8510
Fit: Online store8560
Why people pick it
  • All 50 states, automatic filings
  • Benefits on the same platform
  • Contractor-only plan at $35/mo
  • Employer of record from $199 per employee
  • Pays contractors in 70+ currencies
Where it falls short
  • Multi-state needs the Plus tier
  • Support can be slow at quarter end
  • Sign-up goes through a sales demo
  • Not needed for a team in one country
Visit Gusto Visit Payoneer Workforce Management

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

Gusto and Payoneer Workforce Management: partner links. We may earn a commission; it never affects rankings.

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