OnPay vs Payoneer Workforce Management

Two payroll & HR tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • OnPay costs less for a six-person team.
  • OnPay fits retail shop, restaurant or café, service business, trades or contractor, online store.
  • Payoneer Workforce Management: Employer of record from $199 per employee.
CompareOnPayOnPayPayoneer Workforce ManagementPayoneer
In one lineOne flat-price payroll plan with tax filing and HR basicsHire abroad from $199 an employee, pay contractors from $19
Starting priceFrom $49/mo + $6/personFrom $19/person
Six-person team$85/mo$114/mo
Plans$49/mo + $6 per person paid; unlimited pay runs; tax filings in all states; first month freeStarting prices; the page doesn't say whether they are billed monthly or yearly: Contractor Management System $19 per contractor per month (payments in 70+ currencies, invoices, expenses); Agent of Record $99 per contractor per month (contractor agreements, misclassification support); Employer of Record $199 per employee per month (salary, employer taxes and benefits on top); bigger discounts for more onboardings; demo request to sign up; 160+ countries
Pricing modelFree trialPaid
Free trial30 days—
UsersPer person paidPer person
Both connect toQuickBooks Online, Xero
Also connects toWhen I WorkFreshBooks, Zoho Books70+ listed by the vendor
Team sizeJust me · 2–10 people · 11–50 people2–10 people · 11–50 people · 51–200 people
Available inUSUS · UK · CA · AU
Phone supportEvery planNone listed
Live chatEvery planNone listed
Support hoursPhone: 9AM – 8PM ET, Monday – Friday · Live chat: Monday - Friday, 9AM-8PM ETHelp center: 24 hours a day, 5 days a week, for employees and contractors
Incidents postedWe found no public status page for OnPay.We found no public status page for Payoneer.
Capterra score4.8 / 5 from 469 reviewsNot listed
Trustpilot score3.7 / 5 from 319 reviewsNot listed
Fit: Retail shop8210
Fit: Restaurant or café855
Fit: Service business8540
Fit: Agency or studio8085
Fit: Trades or contractor8510
Fit: Online store7260
Why people pick it
  • One simple price
  • All states included
  • Employer of record from $199 per employee
  • Pays contractors in 70+ currencies
Where it falls short
  • Fewer HR extras than Gusto
  • No time tracking of its own
  • Sign-up goes through a sales demo
  • Not needed for a team in one country
Visit OnPay Visit Payoneer Workforce Management

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

Payoneer Workforce Management: partner link. We may earn a commission; it never affects rankings.

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