QuickBooks Payroll vs Wave Payroll

Two payroll & HR tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Wave Payroll costs less for a six-person team.
  • QuickBooks Payroll fits retail shop, restaurant or café, agency or studio, trades or contractor, online store.
  • QuickBooks Payroll suits teams past ten people.
CompareQuickBooks PayrollIntuitWave PayrollWave Financial
In one linePayroll inside QuickBooks Online, sold as a bundlePayroll add-on for Wave accounting users
Starting priceFrom $88/mo + $7/personFrom $40/mo + $6/person
Six-person team$130/mo$76/mo
PlansNow sold as QuickBooks Workforce: Payroll + Simple Start $88/mo; Payroll + Essentials $135/mo, both + $7/employee; Premium + Plus $228/mo + $13/employee; often 50% off for 3 months$40/mo + $6 per employee + $6 per contractor paid; tax service in all 50 states; Canada $25 CAD + $6 (not Quebec); does not file 1099s
Pricing modelPaidFree trial
Free trial—30 days
UsersPer employeeNo minimum
Both connect toNo shared connections on record.
Also connects toQuickBooks Online, Homebase Scheduling, Connecteam, Buddy Punch, When I Work, PlandayWave
Team size2–10 people · 11–50 peopleJust me · 2–10 people
Available inUSUS · CA
Phone supportPlans not stated (US)None listed
Live chatEvery paid planEvery plan
Support hoursHelp center: Mon–Fri 6 AM–6 PM PT, weekends closed (Workforce Payroll), Mon–Fri 5 AM–7 PM PT, Sat–Sun 6 AM–3 PM PT (Workforce Premium and Elite) · Phone: Monday- Friday 6am -6pm PSTLive chat: Monday to Friday from 9 AM to 5 PM Eastern
Incidents posted5 incidents posted on Intuit's status page, which covers all Intuit products and regions, in the 90 days to Oct 27, 2026; 2 marked major or critical by Intuit. Status page5 incidents posted on Wave Financial's status page, which covers all Wave Financial products and regions, in the 90 days to Oct 27, 2026; 1 marked major or critical by Wave Financial. Status page
Fit: Retail shop8565
Fit: Restaurant or café8260
Fit: Service business8880
Fit: Agency or studio8565
Fit: Trades or contractor8872
Fit: Online store7850
Why people pick it
  • Books and payroll in one place
  • Every US accountant knows it
  • One price in all 50 states
  • Posts straight into Wave accounting
Where it falls short
  • Only sold with QuickBooks Online
  • Price adds up with accounting included
  • $40 base is a lot for one or two people
  • Does not file 1099s for you
Visit QuickBooks Payroll Visit Wave Payroll

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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