Accounting software for trades and contractors

Trades need books that keep up with bank feeds, job costs and invoices sent from the road, plus something your accountant can open. QuickBooks Online starts at $38/mo and most US accountants already use it. Lower tiers cap users and prices rise often; Xero has unlimited users from $27/mo.

Top picks for trades and contractors

  1. 1. QuickBooks OnlineThe accounting software most US accountants already useFrom $38/moFit 92
  2. 2. XeroCloud accounting with unlimited users on every planFrom $27/moFit 84
  3. 3. Patriot AccountingPlain US bookkeeping from $20 a month, with payroll from the same companyFrom $20/moFit 80

All 13 accounting tools, ranked for trades and contractors

ToolStarts at
QuickBooks OnlineIntuitFit 92$38
XeroXero LtdFit 84$27
Patriot AccountingPatriot SoftwareFit 80$20
FreshBooksFreshBooksFit 80$23 + $11/extra person
WaveH&R BlockFit 75$0
ZipBooksZipBooksFit 72Free for 1 user
KashooKashooFit 72$27
KickKickFit 70$0
BenchEmployer.comFit 70$199
Zoho BooksZohoFit 65$0
AkauntingAkauntingFit 60$8
PilotPilotFit 40$99
PuzzlePuzzleFit 30$30

Accounting for trades and contractors: questions

Which ones have a free plan?

Of the 9 that fit trades and contractors best, Wave, ZipBooks and Kick have a free plan. Check the limits on each tool page; most cap users, volume or features.

How are these ranked?

Each tool has a fit score from 0 to 100 for trades and contractors, based on what it is built for and who its features serve. We list tools scoring 70 or more as strong fits, then break ties by the monthly price for a team of six. Partner links never change the order. How we calculate prices.

Accounting for other businesses

More for trades and contractors