Headway Capital vs QuickBooks Capital
Two loans & credit tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
QuickBooks Capital fits agency or studio.- QuickBooks Capital suits teams past ten people.
Headway Capital: Qualifies at six months in business.
| Compare | QuickBooks CapitalIntuit | |
|---|---|---|
| In one line | Line of credit up to $100K after six months in business | Loans and a credit line for QuickBooks Online users, no fees |
| Starting price | Interest + 2% draw fee | From 13.49% APR, no fees |
| Six-person team | Interest + 2% draw fee | From 13.49% APR, no fees |
| Plans | Credit line $5K-$100K; repay each draw over 12-24 months; 2% draw fee in most states; no annual or monthly fee; needs 6 months in business and $50K yearly revenue; 41 states and DC | Term loans $1.5K-$250K over 6-24 months (rate set per offer); line of credit $1K-$100K at 13.49%-35.99% APR; no origination, late, or prepayment fees; needs QuickBooks Online and about $50K yearly revenue |
| Pricing model | Paid | Paid |
| Free trial | — | — |
| Users | n/a | n/a |
| Integrations | Bank connection | QuickBooks Online (apply inside it) |
| Team size | Just me · 2–10 people | Just me · 2–10 people · 11–50 people |
| Available in | US | US |
| Phone support | Plans not stated | Plans not stated |
| Live chat | None listed | Plans not stated |
| Support hours | Phone: Monday–Friday, 8:30 a.m.–5:00 p.m. Central Time | Phone: Mon–Fri 6 AM–3 PM PT, closed weekends · Live chat: Mon–Fri 6 AM–3 PM PT, closed weekends |
| Incidents posted | We found no public status page for Headway Capital. | 5 incidents posted on Intuit's status page, which covers all Intuit products and regions, in the 90 days to Oct 27, 2026; 2 marked major or critical by Intuit. Status page |
| Trustpilot score | 3.8 / 5 from 2,275 reviews | Not listed |
| Fit: Retail shop | 68 | 70 |
| Fit: Restaurant or café | 68 | 65 |
| Fit: Service business | 70 | 78 |
| Fit: Agency or studio | 62 | 75 |
| Fit: Trades or contractor | 72 | 75 |
| Fit: Online store | 65 | 72 |
| Why people pick it |
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| Where it falls short |
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| Visit Headway Capital | Visit QuickBooks Capital |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
QuickBooks Capital: partner link. We may earn a commission; it never affects rankings.
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