Bluevine vs Lili

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	BluevineBluevine	LiliLili
In one line	Interest-bearing business checking with a line of credit	Business checking with accounting and invoicing on the paid plans
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	Standard free; Plus $30/mo; Premier $95/mo	Core $0/mo; Pro $15/mo; Smart $35/mo (accounting, invoicing); Premium $55/mo; intro discounts for 3 months
Pricing model	Free	Free tier
Free trial	—	—
Users	Unlimited	1 owner
Both connect to	QuickBooks Online, Xero
Also connects to	No others on record	No others on record50+ listed by the vendor
Team size	Just me · 2–10 people · 11–50 people	Just me
Available in	US	US
Phone support	Plans not stated	Plans not stated
Live chat	Plans not stated	None listed
Support hours	Not published	Not published
Incidents posted	We found no public status page for Bluevine.	We found no public status page for Lili.
Trustpilot score	4.7 / 5 from 11,737 reviews	4.7 / 5 from 4,481 reviews
Fit: Retail shop	70	40
Fit: Restaurant or café	65	30
Fit: Service business	75	82
Fit: Agency or studio	60	72
Fit: Trades or contractor	80	72
Fit: Online store	65	55
Why people pick it	Interest on checking Credit line available	Free core account Books and invoices in the banking app
Where it falls short	Interest needs activity thresholds	Paid tiers add up Thin for teams
	Visit Bluevine ↗	Visit Lili ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices