Bluevine vs Grasshopper Bank

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	BluevineBluevine	Grasshopper BankGrasshopper Bank, N.A.
In one line	Interest-bearing business checking with a line of credit	Chartered digital bank with free checking that pays interest
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	Standard free; Plus $30/mo; Premier $95/mo	No monthly fee; $100 to open; ACH and incoming wires free; outgoing wires $5 domestic, $25 international; checking earns variable interest
Pricing model	Free	Free
Free trial	—	—
Users	Unlimited	Multiple, with approval rules
Both connect to	QuickBooks Online
Also connects to	Xero	No others on record
Team size	Just me · 2–10 people · 11–50 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Plans not stated	Plans not stated
Live chat	Plans not stated	None listed
Support hours	Not published	Phone: M-F 9am-9pm ET
Incidents posted	We found no public status page for Bluevine.	We found no public status page for Grasshopper Bank, N.A..
Trustpilot score	4.7 / 5 from 11,737 reviews	4.1 / 5 from 471 reviews
Fit: Retail shop	70	55
Fit: Restaurant or café	65	45
Fit: Service business	75	80
Fit: Agency or studio	60	80
Fit: Trades or contractor	80	60
Fit: Online store	65	72
Why people pick it	Interest on checking Credit line available	Checking that pays interest A chartered bank, not a fintech layer
Where it falls short	Interest needs activity thresholds	Outgoing wires cost $10 domestic, $25 international Cash deposits only at select MoneyPass ATMs
	Visit Bluevine ↗	Visit Grasshopper Bank ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices