Bluevine vs Novo

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	BluevineBluevine	NovoNovo
In one line	Interest-bearing business checking with a line of credit	Free online business checking with ATM fee refunds
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	Standard free; Plus $30/mo; Premier $95/mo	No monthly fee; no minimum balance; ATM fees refunded up to $7/mo
Pricing model	Free	Free
Free trial	—	—
Users	Unlimited	Account owner plus cards
Both connect to	QuickBooks Online, Xero
Also connects to	No others on record	FreshBooks
Team size	Just me · 2–10 people · 11–50 people	Just me · 2–10 people
Available in	US	US
Phone support	Plans not stated	None listed
Live chat	Plans not stated	Every plan
Support hours	Not published	Not published
Incidents posted	We found no public status page for Bluevine.	We found no public status page for Novo.
Trustpilot score	4.7 / 5 from 11,737 reviews	4.0 / 5 from 4,873 reviews
Fit: Retail shop	70	55
Fit: Restaurant or café	65	45
Fit: Service business	75	85
Fit: Agency or studio	60	85
Fit: Trades or contractor	80	70
Fit: Online store	65	82
Why people pick it	Interest on checking Credit line available	No fees or minimums Good app integrations
Where it falls short	Interest needs activity thresholds	Awkward for cash deposits No branches
	Visit Bluevine ↗	Visit Novo ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices