Lili vs Grasshopper Bank

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	LiliLili	Grasshopper BankGrasshopper Bank, N.A.
In one line	Business checking with accounting and invoicing on the paid plans	Chartered digital bank with free checking that pays interest
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	Core $0/mo; Pro $15/mo; Smart $35/mo (accounting, invoicing); Premium $55/mo; intro discounts for 3 months	No monthly fee; $100 to open; ACH and incoming wires free; outgoing wires $5 domestic, $25 international; checking earns variable interest
Pricing model	Free tier	Free
Free trial	—	—
Users	1 owner	Multiple, with approval rules
Both connect to	QuickBooks Online
Also connects to	Xero50+ listed by the vendor	No others on record
Team size	Just me	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Plans not stated	Plans not stated
Live chat	None listed	None listed
Support hours	Not published	Phone: M-F 9am-9pm ET
Incidents posted	We found no public status page for Lili.	We found no public status page for Grasshopper Bank, N.A..
Trustpilot score	4.7 / 5 from 4,481 reviews	4.1 / 5 from 471 reviews
Fit: Retail shop	40	55
Fit: Restaurant or café	30	45
Fit: Service business	82	80
Fit: Agency or studio	72	80
Fit: Trades or contractor	72	60
Fit: Online store	55	72
Why people pick it	Free core account Books and invoices in the banking app	Checking that pays interest A chartered bank, not a fintech layer
Where it falls short	Paid tiers add up Thin for teams	Outgoing wires cost $10 domestic, $25 international Cash deposits only at select MoneyPass ATMs
	Visit Lili ↗	Visit Grasshopper Bank ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices