Chase Business Complete Banking vs Wise Business
Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Chase Business Complete Banking fits retail shop, restaurant or café, service business, trades or contractor.
Wise Business fits agency or studio, online store.
| Compare | Chase Business Complete BankingJPMorgan Chase | Wise BusinessWise |
|---|---|---|
| In one line | Branch banking with card acceptance built in | Multi-currency account for paying and getting paid abroad |
| Starting price | From $15/mo | $31 one-time setup |
| Six-person team | $15/mo | $31 one-time setup |
| Plans | $15/mo service fee, or $0 when you meet a waiver condition; up to 20 paper and teller transactions and $5,000 in-branch cash deposits per statement cycle | $31 one-time setup fee; no monthly fee; conversion fees vary by currency; ATM withdrawals free up to $250/mo, then $1.95 + 1.95%; volume discount over $25,000/mo |
| Pricing model | Paid | Paid |
| Free trial | — | — |
| Users | Unlimited | Multiple |
| Both connect to | Xero | |
| Also connects to | No others on record | QuickBooks Online, Wave, Zoho Books |
| Team size | Just me · 2–10 people · 11–50 people | Just me · 2–10 people · 11–50 people |
| Available in | US | US · UK · CA · AU |
| Phone support | Every plan | Every plan (US) |
| Live chat | None listed | Not looked up yet |
| Support hours | Not published | Phone: 24/7 |
| Incidents posted | We found no public status page for JPMorgan Chase. | 5 incidents posted on Wise's status page, which covers all Wise products and regions, in the 90 days to Oct 27, 2026; 1 marked major or critical by Wise. Status page |
| Capterra score | Not listed | 3.7 / 5 from 91 reviews |
| Fit: Retail shop | 85 | 25 |
| Fit: Restaurant or café | 85 | 15 |
| Fit: Service business | 70 | 45 |
| Fit: Agency or studio | 55 | 65 |
| Fit: Trades or contractor | 78 | 20 |
| Fit: Online store | 50 | 65 |
| Why people pick it |
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| Where it falls short |
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| Visit Chase Business Complete Banking | Visit Wise Business | |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
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