Rho vs Chase Business Complete Banking

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Rho costs less for a six-person team.
  • Chase Business Complete Banking fits retail shop, restaurant or café, trades or contractor.
  • Rho fits service business, agency or studio, online store.
CompareRhoRhoChase Business Complete BankingJPMorgan Chase
In one lineFree checking with no-fee wires, cards, and bill payBranch banking with card acceptance built in
Starting priceFreeFrom $15/mo
Six-person team$0/mo$15/mo
PlansNo monthly or per-user fees; free ACH, same-day ACH, and domestic wires; international payments 1% FX fee + optional $15 SWIFT fee; savings up to 1.00% APY from a $25K balance$15/mo service fee, or $0 when you meet a waiver condition; up to 20 paper and teller transactions and $5,000 in-branch cash deposits per statement cycle
Pricing modelFreePaid
Free trial——
UsersUnlimitedUnlimited
Both connect toXero
Also connects toQuickBooks Online, PuzzleNo others on record
Team size2–10 people · 11–50 people · 51–200 peopleJust me · 2–10 people · 11–50 people
Available inUSUS
Phone supportEvery planEvery plan
Live chatEvery planNone listed
Support hoursPhone: 24/7 · Email: 24/7 · Live chat: 24/7Not published
Incidents posted1 incident posted on Rho's status page in the 90 days to Oct 27, 2026; 1 marked major or critical by Rho. Status pageWe found no public status page for JPMorgan Chase.
Capterra score5.0 / 5 from 2 reviews (few reviews)Not listed
Trustpilot score4.2 / 5 from 41 reviewsNot listed
Fit: Retail shop4585
Fit: Restaurant or café3585
Fit: Service business8070
Fit: Agency or studio8855
Fit: Trades or contractor5078
Fit: Online store8250
Why people pick it
  • Free domestic wires and same-day ACH
  • Cards, bill pay, and expenses in one account
  • Branches for cash deposits
  • Card acceptance included
Where it falls short
  • No cash deposits
  • No interest on checking or on savings under $25K
  • $15 fee unless waived
  • Caps on teller transactions and cash
Visit Rho Visit Chase Business Complete Banking

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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