Mercury vs Chase Business Complete Banking

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	MercuryMercury	Chase Business Complete BankingJPMorgan Chase
In one line	Business checking built for online companies	Branch banking with card acceptance built in
Starting price	Free	From $15/mo
Six-person team	$0/mo	$15/mo
Plans	No monthly fee; Plus $29.90/mo, Pro $299/mo (billed annually)	$15/mo service fee, or $0 when you meet a waiver condition; up to 20 paper and teller transactions and $5,000 in-branch cash deposits per statement cycle
Pricing model	Free	Paid
Free trial	—	—
Users	Unlimited	Unlimited
Both connect to	Xero
Also connects to	QuickBooks Online, Puzzle, Kick	No others on record
Team size	Just me · 2–10 people · 11–50 people · 51–200 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	None listed	Every plan
Live chat	None listed	None listed
Support hours	Not published	Not published
Incidents posted	5 incidents posted on Mercury's status page in the 90 days to Oct 27, 2026; 0 marked major or critical by Mercury. Status page	We found no public status page for JPMorgan Chase.
Capterra score	4.9 / 5 from 58 reviews	Not listed
Trustpilot score	3.9 / 5 from 2,876 reviews	Not listed
Fit: Retail shop	50	85
Fit: Restaurant or café	40	85
Fit: Service business	80	70
Fit: Agency or studio	92	55
Fit: Trades or contractor	55	78
Fit: Online store	90	50
Why people pick it	No fees Clean software and API	Branches for cash deposits Card acceptance included
Where it falls short	No cash deposits Not a chartered bank	$15 fee unless waived Caps on teller transactions and cash
	Visit Mercury ↗	Visit Chase Business Complete Banking ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices