Grasshopper Bank vs Wise Business
Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Grasshopper Bank fits retail shop, restaurant or café, service business, agency or studio, trades or contractor.
Wise Business: Mid-market exchange rate.
| Compare | Grasshopper BankGrasshopper Bank, N.A. | Wise BusinessWise |
|---|---|---|
| In one line | Chartered digital bank with free checking that pays interest | Multi-currency account for paying and getting paid abroad |
| Starting price | Free | $31 one-time setup |
| Six-person team | $0/mo | $31 one-time setup |
| Plans | No monthly fee; $100 to open; ACH and incoming wires free; outgoing wires $5 domestic, $25 international; checking earns variable interest | $31 one-time setup fee; no monthly fee; conversion fees vary by currency; ATM withdrawals free up to $250/mo, then $1.95 + 1.95%; volume discount over $25,000/mo |
| Pricing model | Free | Paid |
| Free trial | — | — |
| Users | Multiple, with approval rules | Multiple |
| Both connect to | QuickBooks Online | |
| Also connects to | No others on record | Xero, Wave, Zoho Books |
| Team size | Just me · 2–10 people · 11–50 people | Just me · 2–10 people · 11–50 people |
| Available in | US | US · UK · CA · AU |
| Phone support | Plans not stated | Every plan (US) |
| Live chat | None listed | Not looked up yet |
| Support hours | Phone: M-F 9am-9pm ET | Phone: 24/7 |
| Incidents posted | We found no public status page for Grasshopper Bank, N.A.. | 5 incidents posted on Wise's status page, which covers all Wise products and regions, in the 90 days to Oct 27, 2026; 1 marked major or critical by Wise. Status page |
| Capterra score | Not listed | 3.7 / 5 from 91 reviews |
| Trustpilot score | 4.1 / 5 from 471 reviews | Not listed |
| Fit: Retail shop | 55 | 25 |
| Fit: Restaurant or café | 45 | 15 |
| Fit: Service business | 80 | 45 |
| Fit: Agency or studio | 80 | 65 |
| Fit: Trades or contractor | 60 | 20 |
| Fit: Online store | 72 | 65 |
| Why people pick it |
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| Where it falls short |
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| Visit Grasshopper Bank | Visit Wise Business | |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
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