Grasshopper Bank vs Chase Business Complete Banking

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Grasshopper BankGrasshopper Bank, N.A.	Chase Business Complete BankingJPMorgan Chase
In one line	Chartered digital bank with free checking that pays interest	Branch banking with card acceptance built in
Starting price	Free	From $15/mo
Six-person team	$0/mo	$15/mo
Plans	No monthly fee; $100 to open; ACH and incoming wires free; outgoing wires $5 domestic, $25 international; checking earns variable interest	$15/mo service fee, or $0 when you meet a waiver condition; up to 20 paper and teller transactions and $5,000 in-branch cash deposits per statement cycle
Pricing model	Free	Paid
Free trial	—	—
Users	Multiple, with approval rules	Unlimited
Both connect to	No shared connections on record.
Also connects to	QuickBooks Online	Xero
Team size	Just me · 2–10 people · 11–50 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Plans not stated	Every plan
Live chat	None listed	None listed
Support hours	Phone: M-F 9am-9pm ET	Not published
Incidents posted	We found no public status page for Grasshopper Bank, N.A..	We found no public status page for JPMorgan Chase.
Trustpilot score	4.1 / 5 from 471 reviews	Not listed
Fit: Retail shop	55	85
Fit: Restaurant or café	45	85
Fit: Service business	80	70
Fit: Agency or studio	80	55
Fit: Trades or contractor	60	78
Fit: Online store	72	50
Why people pick it	Checking that pays interest A chartered bank, not a fintech layer	Branches for cash deposits Card acceptance included
Where it falls short	Outgoing wires cost $10 domestic, $25 international Cash deposits only at select MoneyPass ATMs	$15 fee unless waived Caps on teller transactions and cash
	Visit Grasshopper Bank ↗	Visit Chase Business Complete Banking ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices