Novo vs Chase Business Complete Banking

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	NovoNovo	Chase Business Complete BankingJPMorgan Chase
In one line	Free online business checking with ATM fee refunds	Branch banking with card acceptance built in
Starting price	Free	From $15/mo
Six-person team	$0/mo	$15/mo
Plans	No monthly fee; no minimum balance; ATM fees refunded up to $7/mo	$15/mo service fee, or $0 when you meet a waiver condition; up to 20 paper and teller transactions and $5,000 in-branch cash deposits per statement cycle
Pricing model	Free	Paid
Free trial	—	—
Users	Account owner plus cards	Unlimited
Both connect to	Xero
Also connects to	QuickBooks Online, FreshBooks	No others on record
Team size	Just me · 2–10 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	None listed	Every plan
Live chat	Every plan	None listed
Support hours	Not published	Not published
Incidents posted	We found no public status page for Novo.	We found no public status page for JPMorgan Chase.
Trustpilot score	4.0 / 5 from 4,873 reviews	Not listed
Fit: Retail shop	55	85
Fit: Restaurant or café	45	85
Fit: Service business	85	70
Fit: Agency or studio	85	55
Fit: Trades or contractor	70	78
Fit: Online store	82	50
Why people pick it	No fees or minimums Good app integrations	Branches for cash deposits Card acceptance included
Where it falls short	Awkward for cash deposits No branches	$15 fee unless waived Caps on teller transactions and cash
	Visit Novo ↗	Visit Chase Business Complete Banking ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices