Thimble vs FLIP

Two business insurance tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	ThimbleThimble	FLIPVeracity Insurance
In one line	Short-term and monthly liability cover by the job	Liability insurance for food trucks, vendors, and caterers
Starting price	Price by quote	From $25.92/mo
Six-person team	Price by quote	$25.92/mo
Plans	General liability by the hour, day, or month; thimble.com shows a price only after a quote	$25.92/mo or $299/yr ($1M per occurrence, $2M aggregate, no deductible); with liquor liability $37.75/mo; tools and equipment cover optional
Pricing model	Paid	Paid
Free trial	—	—
Users	n/a	n/a
Integrations	Standalone	Free unlimited additional insureds, certificates online
Team size	Just me · 2–10 people	Just me · 2–10 people
Available in	US	US
Phone support	Not looked up yet	Every plan
Live chat	Plans not stated	None listed
Support hours	Not published	Phone: Monday – Friday 6am – 6pm Mountain Time
Incidents posted	We found no public status page for Thimble.	We found no public status page for Veracity Insurance.
Trustpilot score	4.1 / 5 from 2,376 reviews	3.6 / 5 from 1 reviews (few reviews)
Fit: Retail shop	40	30
Fit: Restaurant or café	45	85
Fit: Service business	80	20
Fit: Agency or studio	55	5
Fit: Trades or contractor	85	10
Fit: Online store	30	25
Why people pick it	Pay only when working Instant certificates	Additional insureds free and unlimited No deductible on liability
Where it falls short	Not for workers' comp Limited to lower-risk trades	Tools and equipment cover costs extra Built for food and drink businesses only
	Visit Thimble ↗	Visit FLIP ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices