Rho vs Grasshopper Bank

Two banking tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	RhoRho	Grasshopper BankGrasshopper Bank, N.A.
In one line	Free checking with no-fee wires, cards, and bill pay	Chartered digital bank with free checking that pays interest
Starting price	Free	Free
Six-person team	$0/mo	$0/mo
Plans	No monthly or per-user fees; free ACH, same-day ACH, and domestic wires; international payments 1% FX fee + optional $15 SWIFT fee; savings up to 1.00% APY from a $25K balance	No monthly fee; $100 to open; ACH and incoming wires free; outgoing wires $5 domestic, $25 international; checking earns variable interest
Pricing model	Free	Free
Free trial	—	—
Users	Unlimited	Multiple, with approval rules
Both connect to	QuickBooks Online
Also connects to	Xero, Puzzle	No others on record
Team size	2–10 people · 11–50 people · 51–200 people	Just me · 2–10 people · 11–50 people
Available in	US	US
Phone support	Every plan	Plans not stated
Live chat	Every plan	None listed
Support hours	Phone: 24/7 · Email: 24/7 · Live chat: 24/7	Phone: M-F 9am-9pm ET
Incidents posted	1 incident posted on Rho's status page in the 90 days to Oct 27, 2026; 1 marked major or critical by Rho. Status page	We found no public status page for Grasshopper Bank, N.A..
Capterra score	5.0 / 5 from 2 reviews (few reviews)	Not listed
Trustpilot score	4.2 / 5 from 41 reviews	4.1 / 5 from 471 reviews
Fit: Retail shop	45	55
Fit: Restaurant or café	35	45
Fit: Service business	80	80
Fit: Agency or studio	88	80
Fit: Trades or contractor	50	60
Fit: Online store	82	72
Why people pick it	Free domestic wires and same-day ACH Cards, bill pay, and expenses in one account	Checking that pays interest A chartered bank, not a fintech layer
Where it falls short	No cash deposits No interest on checking or on savings under $25K	Outgoing wires cost $10 domestic, $25 international Cash deposits only at select MoneyPass ATMs
	Visit Rho ↗	Visit Grasshopper Bank ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices