Invoice Ninja vs Zoho Invoice

Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Invoice NinjaInvoice Ninja	Zoho InvoiceZoho
In one line	Open-source invoicing with a free tier and self-hosting	Free invoicing with quotes, time tracking, and a client portal
Starting price	Free	Free for 2 users
Six-person team	$0/mo	$0/mo
On $10,000 of card sales	Your own card processor	Your own card processor
Plans	Free up to 5 clients; Ninja Pro $14/mo ($140/yr); Enterprise from $18/mo for 1-2 users	Free; up to 500 invoices/yr and 2 users; card fees from your payment provider
Pricing model	Free tier	Free
Free trial	—	—
Users	1 on free	Up to 2
Both connect to	QuickBooks Online
Also connects to	No others on record	No others on record55+ listed by the vendor
Team size	Just me · 2–10 people	Just me · 2–10 people
Available in	US · UK · CA · AU	US · UK · CA · AU
Phone support	None listed	Every plan
Live chat	None listed	None listed
Support hours	Not published	Email: 24/5 · Phone: 24/5
Incidents posted	Invoice Ninja has a public status page. Status page	Zoho has a public status page. Status page
Capterra score	4.7 / 5 from 167 reviews	4.7 / 5 from 823 reviews
Trustpilot score	2.8 / 5 from 6 reviews (few reviews)	Not listed
Fit: Retail shop	30	35
Fit: Restaurant or café	20	25
Fit: Service business	85	88
Fit: Agency or studio	85	85
Fit: Trades or contractor	70	80
Fit: Online store	45	35
Why people pick it	Open source and self-hostable Cheap paid tiers	Free with no invoice fees Time tracking included
Where it falls short	Dated interface Fewer native integrations	500 invoices a year cap Two users only
	Visit Invoice Ninja ↗	Visit Zoho Invoice ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices