Stripe Invoicing vs Zoho Invoice

Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Stripe Invoicing fits retail shop, online store.
  • Zoho Invoice fits trades or contractor.
  • Stripe Invoicing suits teams past ten people.
CompareStripe InvoicingStripeZoho InvoiceZoho
In one lineInvoices and payment links on Stripe's railsFree invoicing with quotes, time tracking, and a client portal
Starting priceFreeFree for 2 users
Six-person team$0/mo$0/mo
On $10,000 of card sales$336/moYour own card processor
PlansNo monthly fee; Starter 0.4% per paid invoice; Plus 0.5% (adds quotes); plus Stripe card processing 2.9% + 30¢Free; up to 500 invoices/yr and 2 users; card fees from your payment provider
Pricing modelFree tierFree
Free trial——
UsersUnlimitedUp to 2
Both connect toQuickBooks Online
Also connects toXero, FreshBooks, Zoho Books, Puzzle, Akaunting, Kashoo, ZipBooks, Bench +2 moreNo others on record55+ listed by the vendor
Team sizeJust me · 2–10 people · 11–50 people · 51–200 peopleJust me · 2–10 people
Available inUS · UK · CA · AUUS · UK · CA · AU
Phone supportEvery planEvery plan
Live chatEvery planNone listed
Support hoursPhone: 24x7 · Email: 24x7 · Live chat: 24x7Email: 24/5 · Phone: 24/5
Incidents postedStripe has a public status page. Status pageZoho has a public status page. Status page
Capterra score4.6 / 5 from 10 reviews (few reviews)4.7 / 5 from 823 reviews
Fit: Retail shop5035
Fit: Restaurant or café3025
Fit: Service business8888
Fit: Agency or studio9285
Fit: Trades or contractor7080
Fit: Online store8535
Why people pick it
  • No subscription
  • Subscriptions and payment links included
  • Free with no invoice fees
  • Time tracking included
Where it falls short
  • Needs a developer for anything custom
  • Percentage fee on every invoice
  • 500 invoices a year cap
  • Two users only
Visit Stripe Invoicing Visit Zoho Invoice

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices

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