Square Invoices vs Zoho Invoice
Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Square Invoices fits retail shop, restaurant or café.
Zoho Invoice fits agency or studio.- Square Invoices suits teams past ten people.
| Compare | Square InvoicesBlock | Zoho InvoiceZoho |
|---|---|---|
| In one line | Free invoicing that shares a ledger with Square POS | Free invoicing with quotes, time tracking, and a client portal |
| Starting price | Free | Free for 2 users |
| Six-person team | $0/mo | $0/mo |
| On $10,000 of card sales | $336/mo | Your own card processor |
| Plans | Square Free $0/mo: invoice card payments 3.3% + 30¢, ACH 1% ($1 min); Square Plus $49/mo per location: 2.9% + 30¢; Square Premium $149/mo per location: 2.9% + 30¢ | Free; up to 500 invoices/yr and 2 users; card fees from your payment provider |
| Pricing model | Free tier | Free |
| Free trial | — | — |
| Users | Unlimited | Up to 2 |
| Both connect to | QuickBooks Online | |
| Also connects to | Xero | No others on record55+ listed by the vendor |
| Team size | Just me · 2–10 people · 11–50 people | Just me · 2–10 people |
| Available in | US · UK · CA · AU | US · UK · CA · AU |
| Phone support | Every plan (US) | Every plan |
| Live chat | Plans not stated | None listed |
| Support hours | Phone: 6am–6pm PT M–F for the first 90 days (Square Free only), 6am–6pm PT M–F (Square Plus only), 24/7 (Square Premium only) | Email: 24/5 · Phone: 24/5 |
| Incidents posted | 14 incidents posted on Block's status page, which covers all Block products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Block. Status page | Zoho has a public status page. Status page |
| Capterra score | 4.7 / 5 from 123 reviews | 4.7 / 5 from 823 reviews |
| Fit: Retail shop | 85 | 35 |
| Fit: Restaurant or café | 70 | 25 |
| Fit: Service business | 85 | 88 |
| Fit: Agency or studio | 60 | 85 |
| Fit: Trades or contractor | 85 | 80 |
| Fit: Online store | 40 | 35 |
| Why people pick it |
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| Where it falls short |
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| Visit Square Invoices | Visit Zoho Invoice | |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices
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