OnPay vs Patriot Payroll

Two payroll & HR tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Patriot Payroll costs less for a six-person team.
  • OnPay fits restaurant or café.
  • OnPay suits teams past ten people.
CompareOnPayOnPayPatriot PayrollPatriot Software
In one lineOne flat-price payroll plan with tax filing and HR basicsThe cheapest full-service payroll for a handful of employees
Starting priceFrom $49/mo + $6/personFrom $17/mo + $4/person
Six-person team$85/mo$41/mo
Plans$49/mo + $6 per person paid; unlimited pay runs; tax filings in all states; first month freeBasic $17/mo + $4/worker (you file taxes); Full Service $37/mo + $5/worker; 30-day free trial; 50% off for 3 months
Pricing modelFree trialFree trial
Free trial30 days30 days
UsersPer person paidPer worker paid
Both connect toQuickBooks Online
Also connects toXero, When I WorkPatriot Accounting
Team sizeJust me · 2–10 people · 11–50 peopleJust me · 2–10 people
Available inUSUS
Phone supportEvery planEvery plan
Live chatEvery planEvery plan
Support hoursPhone: 9AM – 8PM ET, Monday – Friday · Live chat: Monday - Friday, 9AM-8PM ETPhone: 9 a.m. - 7 p.m. ET, Monday - Friday · Live chat: 9 a.m. - 7 p.m. ET, Monday - Friday
Incidents postedWe found no public status page for OnPay.2 incidents posted on Patriot Software's status page, which covers all Patriot Software products and regions, in the 90 days to Oct 27, 2026; 2 marked major or critical by Patriot Software. Status page
Capterra score4.8 / 5 from 469 reviewsNot listed
Trustpilot score3.7 / 5 from 319 reviewsNot listed
Fit: Retail shop8278
Fit: Restaurant or café8575
Fit: Service business8582
Fit: Agency or studio8072
Fit: Trades or contractor8582
Fit: Online store7265
Why people pick it
  • One simple price
  • All states included
  • Lowest price in the category
  • US-based support
Where it falls short
  • Fewer HR extras than Gusto
  • No time tracking of its own
  • Dated interface
  • Few integrations
Visit OnPay Visit Patriot Payroll

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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