Rippling vs OnPay
Two payroll & HR tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Rippling costs less for a six-person team.
OnPay fits retail shop, restaurant or café, service business, trades or contractor.- Rippling fits agency or studio.
| Compare | RipplingRippling | OnPayOnPay |
|---|---|---|
| In one line | HR, IT, and finance on one employee record | One flat-price payroll plan with tax filing and HR basics |
| Starting price | From $35/mo + $8/person | From $49/mo + $6/person |
| Six-person team | $83/mo | $85/mo |
| Plans | Quoted; roughly $35/mo base + $8 per person for payroll | $49/mo + $6 per person paid; unlimited pay runs; tax filings in all states; first month free |
| Pricing model | Paid | Free trial |
| Free trial | — | 30 days |
| Users | Per person | Per person paid |
| Both connect to | QuickBooks Online, Xero, When I Work | |
| Also connects to | Homebase Scheduling, Buddy Punch, Puzzle600+ listed by the vendor | No others on record |
| Team size | 11–50 people · 51–200 people | Just me · 2–10 people · 11–50 people |
| Available in | US · UK · CA · AU | US |
| Phone support | Not looked up yet | Every plan |
| Live chat | Not looked up yet | Every plan |
| Support hours | Not published | Phone: 9AM – 8PM ET, Monday – Friday · Live chat: Monday - Friday, 9AM-8PM ET |
| Incidents posted | 12 incidents posted on Rippling's status page, which covers all Rippling products and regions, in the 90 days to Oct 27, 2026; 6 marked major or critical by Rippling. Status page | We found no public status page for OnPay. |
| Capterra score | 4.9 / 5 from 4,886 reviews | 4.8 / 5 from 469 reviews |
| Trustpilot score | 4.6 / 5 from 2,643 reviews | 3.7 / 5 from 319 reviews |
| Fit: Retail shop | 55 | 82 |
| Fit: Restaurant or café | 45 | 85 |
| Fit: Service business | 70 | 85 |
| Fit: Agency or studio | 90 | 80 |
| Fit: Trades or contractor | 50 | 85 |
| Fit: Online store | 75 | 72 |
| Why people pick it |
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| Where it falls short |
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| Visit Rippling | Visit OnPay | |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
Rippling: partner link. We may earn a commission; it never affects rankings.
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