OnPay vs Payroll4Free

Two payroll & HR tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	OnPayOnPay	Payroll4FreePayroll4Free.com
In one line	One flat-price payroll plan with tax filing and HR basics	Free payroll software for teams of 9 or fewer
Starting price	From $49/mo + $6/person	Free
Six-person team	$85/mo	$0/mo
Plans	$49/mo + $6 per person paid; unlimited pay runs; tax filings in all states; first month free	Free for 9 or fewer people paid no more than once a month (ad-supported); filled-out tax forms incur a small fee; optional Payroll Tax Service and Direct Deposit Service at unpublished prices
Pricing model	Free trial	Free
Free trial	30 days	—
Users	Per person paid	Up to 9 paid
Both connect to	No shared connections on record.
Also connects to	QuickBooks Online, Xero, When I Work	None in our catalog
Team size	Just me · 2–10 people · 11–50 people	Just me · 2–10 people
Available in	US	US
Phone support	Every plan	Every plan
Live chat	Every plan	None listed
Support hours	Phone: 9AM – 8PM ET, Monday – Friday · Live chat: Monday - Friday, 9AM-8PM ET	Not published
Incidents posted	We found no public status page for OnPay.	We found no public status page for Payroll4Free.com.
Capterra score	4.8 / 5 from 469 reviews	3.1 / 5 from 13 reviews (few reviews)
Trustpilot score	3.7 / 5 from 319 reviews	2.2 / 5 from 8 reviews (few reviews)
Fit: Retail shop	82	58
Fit: Restaurant or café	85	55
Fit: Service business	85	60
Fit: Agency or studio	80	45
Fit: Trades or contractor	85	60
Fit: Online store	72	45
Why people pick it	One simple price All states included	Free for small teams W-2 and 1099 workers
Where it falls short	Fewer HR extras than Gusto No time tracking of its own	You file payroll taxes yourself unless you pay Ads in the software
	Visit OnPay ↗	Visit Payroll4Free ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices