Puzzle vs Patriot Accounting

Two accounting tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Patriot Accounting costs less for a six-person team.
  • Patriot Accounting fits retail shop, restaurant or café, trades or contractor.
  • Puzzle fits agency or studio, online store.
ComparePuzzlePuzzlePatriot AccountingPatriot Software
In one lineAccounting for startups that live in Stripe and a neobankPlain US bookkeeping from $20 a month, with payroll from the same company
Starting priceFrom $30/moFrom $20/mo
Six-person team$30/mo$20/mo
PlansStarter $30/mo monthly or $24/mo billed yearly (1 seat); Core $72/mo monthly or $58/mo billed yearly (5 seats); Complete $120/mo (unlimited seats); Scale $360/moAccounting Basic $20/mo (unlimited users); Accounting Premium $30/mo (estimates, recurring invoices, user permissions); 50% off the first 3 months; 30 days free
Pricing modelFree trialFree trial
Free trial60 days30 days
Users1 on Starter; 5 on CoreUnlimited
Both connect toStripe Invoicing
Also connects toRippling, Deel, Mercury, BILL, Ramp, Brex, RhoPatriot Payroll
Team sizeJust me · 2–10 peopleJust me · 2–10 people
Available inUSUS
Phone supportNone listedEvery plan
Live chatPlans not statedEvery plan
Support hoursNot publishedPhone: 9a.m. - 7p.m. ET, Monday - Friday
Incidents postedWe found no public status page for Puzzle.2 incidents posted on Patriot Software's status page, which covers all Patriot Software products and regions, in the 90 days to Oct 27, 2026; 2 marked major or critical by Patriot Software. Status page
Capterra scoreSee reviews on Capterra4.8 / 5 from 3,966 reviews
Trustpilot score3.2 / 5 from 1 reviews (few reviews)Not listed
Fit: Retail shop2560
Fit: Restaurant or café1555
Fit: Service business7582
Fit: Agency or studio8270
Fit: Trades or contractor3080
Fit: Online store5545
Why people pick it
  • Cash and accrual books at once
  • Strong startup integrations
  • Low price with US phone support
  • Pairs with Patriot Payroll
Where it falls short
  • No inventory
  • Built for US startups, not local shops
  • US only
  • No inventory or multi-currency
Visit Puzzle Visit Patriot Accounting

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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