Zoho Books vs Patriot Accounting

Two accounting tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Zoho BooksZoho	Patriot AccountingPatriot Software
In one line	Free for small revenue, strong with the Zoho suite	Plain US bookkeeping from $20 a month, with payroll from the same company
Starting price	Free	From $20/mo
Six-person team	$0/mo	$20/mo
Plans	Free under $50k revenue; Standard $15/mo; Professional $40/mo; Premium $60/mo; Elite $120/mo; Ultimate $240/mo (billed annually)	Accounting Basic $20/mo (unlimited users); Accounting Premium $30/mo (estimates, recurring invoices, user permissions); 50% off the first 3 months; 30 days free
Pricing model	Free tier	Free trial
Free trial	—	30 days
Users	1 on free; 3 on Standard	Unlimited
Both connect to	Stripe Invoicing
Also connects to	Square POS, Ramp, Helcim, Zoho Expense, PayPal Invoicing, Wise Business, Payoneer Workforce Management	Patriot Payroll
Team size	Just me · 2–10 people · 11–50 people	Just me · 2–10 people
Available in	US · UK · CA · AU	US
Phone support	Standard and up	Every plan
Live chat	Standard and up	Every plan
Support hours	Email: Monday to Friday, 9 am to 9 pm ET · Phone: Mon- Fri ( 9:00AM to 9:00PM ET )	Phone: 9a.m. - 7p.m. ET, Monday - Friday
Incidents posted	Zoho has a public status page. Status page	2 incidents posted on Patriot Software's status page, which covers all Patriot Software products and regions, in the 90 days to Oct 27, 2026; 2 marked major or critical by Patriot Software. Status page
Capterra score	4.4 / 5 from 681 reviews	4.8 / 5 from 3,966 reviews
Fit: Retail shop	66	60
Fit: Restaurant or café	55	55
Fit: Service business	75	82
Fit: Agency or studio	72	70
Fit: Trades or contractor	65	80
Fit: Online store	70	45
Why people pick it	Generous free tier Deep Zoho ecosystem	Low price with US phone support Pairs with Patriot Payroll
Where it falls short	Fewer accountants know it UI is dense	US only No inventory or multi-currency
	Visit Zoho Books ↗	Visit Patriot Accounting ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices