Puzzle vs ZipBooks

Two accounting tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

ZipBooks costs less for a six-person team.
ZipBooks fits retail shop, restaurant or café, service business, trades or contractor.
Puzzle fits online store.

Compare	PuzzlePuzzle	ZipBooksZipBooks
In one line	Accounting for startups that live in Stripe and a neobank	Free invoicing and books, with paid plans for small teams
Starting price	From $30/mo	Free for 1 user
Six-person team	$30/mo	$0/mo
Plans	Starter $30/mo monthly or $24/mo billed yearly (1 seat); Core $72/mo monthly or $58/mo billed yearly (5 seats); Complete $120/mo (unlimited seats); Scale $360/mo	Starter free (unlimited invoices, 1 bank account); Smarter $15/mo (5 team members, recurring invoices, time tracking); Sophisticated $35/mo (unlimited users, reconciliation); billed monthly
Pricing model	Free trial	Free tier
Free trial	60 days	30 days
Users	1 on Starter; 5 on Core	1 on Starter; 5 on Smarter
Both connect to	Stripe Invoicing
Also connects to	Rippling, Deel, Mercury, BILL, Ramp, Brex, Rho	Square POS, Gusto, PayPal Invoicing
Team size	Just me · 2–10 people	Just me · 2–10 people
Available in	US	US · UK · CA · AU
Phone support	None listed	None listed
Live chat	Plans not stated	Plans not stated
Support hours	Not published	Live chat: Mon-Fri 8am-4pm MT
Incidents posted	We found no public status page for Puzzle.	We found no public status page for ZipBooks.
Capterra score	See reviews on Capterra	4.5 / 5 from 115 reviews
Trustpilot score	3.2 / 5 from 1 reviews (few reviews)	3.5 / 5 from 3 reviews (few reviews)
Fit: Retail shop	25	55
Fit: Restaurant or café	15	45
Fit: Service business	75	85
Fit: Agency or studio	82	75
Fit: Trades or contractor	30	72
Fit: Online store	55	45
Why people pick it	Cash and accrual books at once Strong startup integrations	Free plan with unlimited invoices 30-day trial without a card
Where it falls short	No inventory Built for US startups, not local shops	Reconciliation only on the $35 plan No inventory tracking
	Visit Puzzle	Visit ZipBooks

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

Puzzle vs ZipBooks

Short version

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