Xero vs Kick
Two accounting tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Kick costs less for a six-person team.
Xero fits retail shop, restaurant or café, trades or contractor, online store.
Xero suits teams past ten people.
| Compare | ||
|---|---|---|
| In one line | Cloud accounting with unlimited users on every plan | Self-driving bookkeeping that categorizes transactions for you |
| Starting price | From $27/mo | Free |
| Six-person team | $27/mo | $0/mo |
| Plans | Early $27/mo (20 invoices); Growing $59/mo; Established $97/mo; unlimited users, no per-user fees; intro offers often cut the first 3 months | Free (1 entity, 250 transactions/yr); Basic $40/mo ($480 billed yearly); Plus $100/mo ($300 billed quarterly, multi-entity, accrual); Advanced $300/mo; 14-day trial |
| Pricing model | Free trial | Free tier |
| Free trial | 30 days | 14 days |
| Users | Unlimited | Unlimited |
| Both connect to | Gusto, Mercury, Stripe Invoicing, BILL, Ramp | |
| Also connects to | Square POS, Shopify POS, Rippling, Deel, Shopify, Relay, Bluevine, Square Invoices +27 more1,000+ listed by the vendor | No others on record |
| Team size | Just me · 2–10 people · 11–50 people · 51–200 people | Just me · 2–10 people |
| Available in | US · UK · CA · AU | US |
| Phone support | None listed | None listed |
| Live chat | None listed | Basic and up |
| Support hours | Web form: 24/7 | Not published |
| Incidents posted | 26 incidents posted on Xero Ltd's status page, which covers all Xero Ltd products and regions, in the 90 days to Oct 27, 2026; 10 marked major or critical by Xero Ltd. Status page | 0 incidents posted on Kick's status page in the 90 days to Oct 27, 2026. Status page |
| Capterra score | 4.4 / 5 from 3,332 reviews | Not listed |
| Trustpilot score | 4.1 / 5 from 11,478 reviews | 4.5 / 5 from 17 reviews (few reviews) |
| Fit: Retail shop | 84 | 50 |
| Fit: Restaurant or café | 80 | 45 |
| Fit: Service business | 88 | 82 |
| Fit: Agency or studio | 90 | 85 |
| Fit: Trades or contractor | 84 | 70 |
| Fit: Online store | 85 | 70 |
| Why people pick it |
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| Where it falls short |
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| Visit Xero | Visit Kick | |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices
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