Business banking for agencies and studios
Agencies need business checking that handles client payments, cards for the team and an API for their software. Mercury is free, with no fees and unlimited users. It takes no cash deposits and isn't a chartered bank; Rho is also free, with free domestic wires and same-day ACH.
Top picks for agencies and studios
All 12 banking tools, ranked for agencies and studios
| Tool | Fit for agency or studio | Starts at | Pricing | Users | Integrations | |
|---|---|---|---|---|---|---|
 MercuryMercuryFit 92 | 92 | $0 | Free | Unlimited | QuickBooks Online, Xero +2 | View |
 RhoRhoFit 88 | 88 | $0 | Free | Unlimited | QuickBooks Online, Xero +1 | View |
 NovoNovoFit 85 | 85 | $0 | Free | Account owner plus cards | QuickBooks Online, Xero +1 | View |
 Grasshopper BankGrasshopper Bank, N.A.Fit 80 | 80 | $0 | Free | Multiple, with approval rules | QuickBooks Online | View |
 EveryEveryFit 75 | 75 | $0 | Free tier | Unlimited | QuickBooks Online | View |
 FoundFoundFit 75 | 75 | $0 | Free tier | 1 owner; team cards | Xero | View |
 LiliLiliFit 72 | 72 | $0 | Free tier | 1 owner | QuickBooks Online, Xero50+ listed | View |
 RelayRelay FinancialFit 70 | 70 | $0 | Free | Unlimited | QuickBooks Online, Xero | View |
 Wise BusinessWiseFit 65 | 65 | $31 one-time setup | Paid | Multiple | QuickBooks Online, Xero +2 | View |
 BluevineBluevineFit 60 | 60 | $0 | Free | Unlimited | QuickBooks Online, Xero | View |
 Chase Business Complete BankingJPMorgan ChaseFit 55 | 55 | $15 | Paid | Unlimited | Xero | View |
 Bank of America Business AdvantageBank of AmericaFit 55 | 55 | $16 | Paid | Unlimited | QuickBooks Online, Xero | View |
Banking for agencies and studios: questions
Which ones have a free plan?
Of the 8 that fit agencies and studios best, Mercury, Rho, Novo, Grasshopper Bank, Every, Found, Lili and Relay have a free plan. Check the limits on each tool page; most cap users, volume or features.
How are these ranked?
Each tool has a fit score from 0 to 100 for agencies and studios, based on what it is built for and who its features serve. We list tools scoring 70 or more as strong fits, then break ties by the monthly price for a team of six. Partner links never change the order. How we calculate prices.