Gusto vs Rippling

Two payroll & HR tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	GustoGusto	RipplingRippling
In one line	Payroll, benefits, and onboarding for small teams	HR, IT, and finance on one employee record
Starting price	From $49/mo + $7/person	From $35/mo + $8/person
Six-person team	$91/mo	$83/mo
Plans	Simple $49/mo + $7 per person; Plus $99/mo + $12 per person; Premium $179/mo + $22 per person; no yearly price shown	Quoted; roughly $35/mo base + $8 per person for payroll
Pricing model	Paid	Paid
Free trial	—	—
Users	Per person	Per person
Both connect to	QuickBooks Online, Xero, Homebase Scheduling, Buddy Punch, When I Work
Also connects to	FreshBooks, Jobber, Connecteam, ZipBooks, Bench, Kick, Vagaro	Puzzle600+ listed by the vendor
Team size	Just me · 2–10 people · 11–50 people	11–50 people · 51–200 people
Available in	US	US · UK · CA · AU
Phone support	Not looked up yet	Not looked up yet
Live chat	Plans not stated	Not looked up yet
Support hours	Not published	Not published
Incidents posted	0 incidents posted on Gusto's status page, which covers all Gusto products and regions, in the 90 days to Oct 27, 2026. Status page	12 incidents posted on Rippling's status page, which covers all Rippling products and regions, in the 90 days to Oct 27, 2026; 6 marked major or critical by Rippling. Status page
Capterra score	4.6 / 5 from 4,230 reviews	4.9 / 5 from 4,886 reviews
Trustpilot score	1.9 / 5 from 2,550 reviews	4.6 / 5 from 2,643 reviews
Fit: Retail shop	90	55
Fit: Restaurant or café	88	45
Fit: Service business	92	70
Fit: Agency or studio	92	90
Fit: Trades or contractor	85	50
Fit: Online store	85	75
Why people pick it	All 50 states, automatic filings Benefits on the same platform Contractor-only plan at $35/mo	One system for HR, IT, and spend Strong automation
Where it falls short	Multi-state needs the Plus tier Support can be slow at quarter end	Quote-based pricing Overkill under 20 people
	Visit Gusto ↗	Visit Rippling ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. How we calculate prices

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