Toast vs Clover

Two point of sale tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	ToastToast Inc	CloverClover Network (Fiserv)
In one line	Restaurant POS with kitchen displays and online ordering	POS hardware and software with published rates and 3-year terms
Starting price	Free	$0 software + hardware
Six-person team	$0/mo	$0 software + hardware
On $10,000 of card sales	Rates by quote	$300/mo
Plans	Starter kit $0/mo with higher processing (3.09% pay-as-you-go); Point of Sale plan from $69/mo with custom-built rates	Software: Starter $0 (in person 2.6% + 10¢ with Compact hardware, $349 or $16/mo for 36 months), Essentials $29.95/mo, Growth $84.95-$89.95/mo (2.3% + 10¢); e.g. Station Duo $1,899 + $84.95/mo or $180/mo for 36 months; keyed 3.5% + 10¢; larger systems' software $104.90/mo (retail), $109.90 (restaurant), $129.85 (full-service); 36-month subscriptions cannot be cancelled
Pricing model	Free tier	Free tier
Free trial	—	—
Users	Unlimited	Priced by device
Both connect to	QuickBooks Online
Also connects to	No others on record	No others on record
Team size	2–10 people · 11–50 people · 51–200 people	2–10 people · 11–50 people
Available in	US · CA · UK	US · CA · AU
Phone support	Every plan	Plans not stated
Live chat	Every plan	Not looked up yet
Support hours	Phone: 24/7/365 · Live chat: 24/7/365	Not published
Incidents posted	15 incidents posted on Toast Inc's status page, which covers all Toast Inc products and regions, in the 90 days to Oct 27, 2026; 9 marked major or critical by Toast Inc. Status page	6 incidents posted on Clover Network (Fiserv)'s status page, which covers all Clover Network (Fiserv) products and regions, in the 90 days to Oct 27, 2026; 1 marked major or critical by Clover Network (Fiserv). Status page
Capterra score	4.1 / 5 from 554 reviews	3.8 / 5 from 586 reviews
Trustpilot score	2.6 / 5 from 1,504 reviews	1.9 / 5 from 2,215 reviews
Fit: Retail shop	20	82
Fit: Restaurant or café	96	82
Fit: Service business	10	60
Fit: Agency or studio	5	10
Fit: Trades or contractor	5	45
Fit: Online store	10	30
Why people pick it	Built for full-service and quick-service restaurants Handhelds and KDS are first-party	Published rates for each plan $0 software tier and a no-hardware option for services
Where it falls short	Hardware contracts can be two years Not useful outside restaurants	36-month subscriptions cannot be cancelled Devices work only with Clover processing
	Visit Toast ↗	Visit Clover ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $25 average sale. How we calculate prices