Square POS vs Toast

Two point of sale tools side by side. Prices are the starting plan a small business would pick, in USD.

Short version

  • Square POS fits retail shop, service business, agency or studio, trades or contractor, online store.
  • Toast fits restaurant or café.
CompareSquare POSBlockToastToast Inc
In one lineFree POS with pay-as-you-go processingRestaurant POS with kitchen displays and online ordering
Starting priceFreeFree
Six-person team$0/mo$0/mo
On $10,000 of card sales$320/moRates by quote
PlansFree $0/mo: 2.6% + 15¢ per tap, dip, or swipe; Plus $49/mo per location: 2.5% + 15¢; Premium $149/mo per location: 2.4% + 15¢Starter kit $0/mo with higher processing (3.09% pay-as-you-go); Point of Sale plan from $69/mo with custom-built rates
Pricing modelFree tierFree tier
Free trial——
UsersUnlimitedUnlimited
Both connect toQuickBooks Online
Also connects toXero, Zoho Books, Akaunting, Kashoo, ZipBooks, BenchNo others on record
Team sizeJust me · 2–10 people · 11–50 people2–10 people · 11–50 people · 51–200 people
Available inUS · UK · CA · AUUS · CA · UK
Phone supportEvery plan (US)Every plan
Live chatPlans not statedEvery plan
Support hoursPhone: 6am–6pm PT M–F for the first 90 days (Square Free only), 6am–6pm PT M–F (Square Plus only), 24/7 (Square Premium only)Phone: 24/7/365 · Live chat: 24/7/365
Incidents posted14 incidents posted on Block's status page, which covers all Block products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Block. Status page15 incidents posted on Toast Inc's status page, which covers all Toast Inc products and regions, in the 90 days to Oct 27, 2026; 9 marked major or critical by Toast Inc. Status page
Capterra score4.6 / 5 from 3,039 reviews4.1 / 5 from 554 reviews
Trustpilot scoreNot listed2.6 / 5 from 1,504 reviews
Fit: Retail shop9520
Fit: Restaurant or café8596
Fit: Service business8010
Fit: Agency or studio205
Fit: Trades or contractor605
Fit: Online store5510
Why people pick it
  • No monthly fee on the free plan
  • Hardware and software from one vendor
  • Deep accounting integrations
  • Built for full-service and quick-service restaurants
  • Handhelds and KDS are first-party
Where it falls short
  • Processing fees add up at higher volume
  • Account holds are a common complaint
  • Hardware contracts can be two years
  • Not useful outside restaurants
Visit Square POS Visit Toast

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $25 average sale. How we calculate prices

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