Loyverse vs Clover

Two point of sale tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	LoyverseLoyverse	CloverClover Network (Fiserv)
In one line	Free POS app for cafes and small shops, with paid add-ons	POS hardware and software with published rates and 3-year terms
Starting price	Free	$0 software + hardware
Six-person team	$0/mo	$0 software + hardware
On $10,000 of card sales	Your own card processor	$300/mo
Plans	POS free; Employee management $25/mo per store ($250/yr); Advanced inventory $25/mo per store ($250/yr); integrations free; card fees set by your processor	Software: Starter $0 (in person 2.6% + 10¢ with Compact hardware, $349 or $16/mo for 36 months), Essentials $29.95/mo, Growth $84.95-$89.95/mo (2.3% + 10¢); e.g. Station Duo $1,899 + $84.95/mo or $180/mo for 36 months; keyed 3.5% + 10¢; larger systems' software $104.90/mo (retail), $109.90 (restaurant), $129.85 (full-service); 36-month subscriptions cannot be cancelled
Pricing model	Free tier	Free tier
Free trial	—	—
Users	Unlimited	Priced by device
Both connect to	No shared connections on record.
Also connects to	Akaunting	QuickBooks Online
Team size	Just me · 2–10 people	2–10 people · 11–50 people
Available in	US · UK · CA · AU	US · CA · AU
Phone support	Not looked up yet	Plans not stated
Live chat	Every paid plan; plans not stated	Not looked up yet
Support hours	Live chat: 24/7	Not published
Incidents posted	2 incidents posted on Loyverse's status page, which covers all Loyverse products and regions, in the 90 days to Oct 27, 2026; 2 marked major or critical by Loyverse. Status page	6 incidents posted on Clover Network (Fiserv)'s status page, which covers all Clover Network (Fiserv) products and regions, in the 90 days to Oct 27, 2026; 1 marked major or critical by Clover Network (Fiserv). Status page
Capterra score	4.8 / 5 from 458 reviews	3.8 / 5 from 586 reviews
Trustpilot score	3.1 / 5 from 106 reviews	1.9 / 5 from 2,215 reviews
Fit: Retail shop	78	82
Fit: Restaurant or café	75	82
Fit: Service business	45	60
Fit: Agency or studio	10	10
Fit: Trades or contractor	30	45
Fit: Online store	30	30
Why people pick it	Free core POS Built-in loyalty program	Published rates for each plan $0 software tier and a no-hardware option for services
Where it falls short	Staff tools cost extra per store Support is mostly self-serve	36-month subscriptions cannot be cancelled Devices work only with Clover processing
	Visit Loyverse ↗	Visit Clover ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $25 average sale. How we calculate prices