Small business loans and credit for online stores

Online stores need funding for inventory that is repaid as orders come in, not on a fixed schedule. Stripe Capital charges a flat fee with no interest, needs no paperwork, and takes a cut of your Stripe sales. It's only available if Stripe offers it; Shopify Capital does the same for Shopify stores.

All 12 loans & credit tools, ranked for online stores

Tool	Fit for online store	Starts at	Pricing	Users	Integrations
Stripe CapitalStripeFit 90	90	Flat fee, no interest	Paid	n/a	Stripe only	View
Shopify CapitalShopifyFit 90	90	Flat fee, no interest	Paid	n/a	Shopify	View
QuickBooks CapitalIntuitFit 72	72	From 13.49% APR, no fees	Paid	n/a	QuickBooks Online (apply inside it)	View
LendioLendioFit 70	70	Free to apply	Free	n/a	Bank and accounting connections	View
Bluevine Line of CreditBluevineFit 70	70	Rates from 7.8%	Paid	n/a	Bluevine checking, bank connection	View
OnDeckOnDeckFit 65	65	Avg 53.2% APR	Paid	n/a	Bank connection	View
Headway CapitalHeadway CapitalFit 65	65	Interest + 2% draw fee	Paid	n/a	Bank connection	View
KapitusKapitusFit 65	65	Rates from 6.2%	Paid	n/a	Bank connection	View
National FundingNational FundingFit 62	62	Rates by quote	Paid	n/a	Bank connection	View
CrediblyCrediblyFit 62	62	Factor rates from 1.11	Paid	n/a	Soft credit check to apply	View
Fora FinancialFora FinancialFit 60	60	Factor rates from 1.13	Paid	n/a	Soft credit check to apply	View
Square LoansBlockFit 40	40	Flat fee, no interest	Paid	n/a	Square only	View