Joist vs Harvest

Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	JoistJoist	HarvestHarvest
In one line	Estimates and invoices from your phone, built for contractors	Time tracking that turns hours into invoices
Starting price	From $8.34/mo	From $9/person
Six-person team	$8.34/mo	$54/mo
On $10,000 of card sales	$367/mo	Your own card processor
Plans	Billed yearly: Basics $8.34/mo (5 documents/mo); Pro $14.17 (unlimited); Elite $26.67; Run $58.33 introductory. Monthly $10/$17/$32. Cards 3.49% + 49¢, ACH 1% capped at $15	Free (1 seat, 2 projects); Teams from $9/seat/mo billed yearly ($11 monthly); Enterprise from $14/seat/mo yearly ($17.50 monthly); extra invoices, projects, clients billed by usage (rates not published); 30-day trial
Pricing model	Free trial	Free tier
Free trial	14 days	30 days
Users	Solo and small crews	1 on free
Both connect to	QuickBooks Online
Also connects to	No others on record	Xero
Team size	Just me · 2–10 people	Just me · 2–10 people · 11–50 people
Available in	US · CA	US · UK · CA · AU
Phone support	None listed	Teams and up
Live chat	Plans not stated	None listed
Support hours	Not published	Not published
Incidents posted	We found no public status page for Joist.	0 incidents posted on Harvest's status page, which covers all Harvest products and regions, in the 90 days to Oct 27, 2026. Status page
Capterra score	4.2 / 5 from 90 reviews	4.5 / 5 from 655 reviews
Trustpilot score	4.5 / 5 from 76 reviews	1.6 / 5 from 24 reviews
Fit: Retail shop	10	20
Fit: Restaurant or café	5	10
Fit: Service business	55	82
Fit: Agency or studio	10	92
Fit: Trades or contractor	95	55
Fit: Online store	5	20
Why people pick it	Estimate to invoice to payment from a phone Cheap entry plan	Time to invoice in a few clicks Free for one person
Where it falls short	Basics caps you at 5 documents a month Card fees of 3.49% + 49¢	Usage fees not published Built for hourly billing only
	Visit Joist ↗	Visit Harvest ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices