Stripe Invoicing vs Harvest
Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.
Short version
Stripe Invoicing costs less for a six-person team.- Stripe Invoicing fits retail shop, restaurant or café, trades or contractor, online store.
Harvest: Time to invoice in a few clicks.
| Compare | Stripe InvoicingStripe | HarvestHarvest |
|---|---|---|
| In one line | Invoices and payment links on Stripe's rails | Time tracking that turns hours into invoices |
| Starting price | Free | From $9/person |
| Six-person team | $0/mo | $54/mo |
| On $10,000 of card sales | $336/mo | Your own card processor |
| Plans | No monthly fee; Starter 0.4% per paid invoice; Plus 0.5% (adds quotes); plus Stripe card processing 2.9% + 30¢ | Free (1 seat, 2 projects); Teams from $9/seat/mo billed yearly ($11 monthly); Enterprise from $14/seat/mo yearly ($17.50 monthly); extra invoices, projects, clients billed by usage (rates not published); 30-day trial |
| Pricing model | Free tier | Free tier |
| Free trial | — | 30 days |
| Users | Unlimited | 1 on free |
| Both connect to | QuickBooks Online, Xero | |
| Also connects to | FreshBooks, Zoho Books, Puzzle, Akaunting, Kashoo, ZipBooks, Bench, Patriot Accounting +1 more | No others on record |
| Team size | Just me · 2–10 people · 11–50 people · 51–200 people | Just me · 2–10 people · 11–50 people |
| Available in | US · UK · CA · AU | US · UK · CA · AU |
| Phone support | Every plan | Teams and up |
| Live chat | Every plan | None listed |
| Support hours | Phone: 24x7 · Email: 24x7 · Live chat: 24x7 | Not published |
| Incidents posted | Stripe has a public status page. Status page | 0 incidents posted on Harvest's status page, which covers all Harvest products and regions, in the 90 days to Oct 27, 2026. Status page |
| Capterra score | 4.6 / 5 from 10 reviews (few reviews) | 4.5 / 5 from 655 reviews |
| Trustpilot score | Not listed | 1.6 / 5 from 24 reviews |
| Fit: Retail shop | 50 | 20 |
| Fit: Restaurant or café | 30 | 10 |
| Fit: Service business | 88 | 82 |
| Fit: Agency or studio | 92 | 92 |
| Fit: Trades or contractor | 70 | 55 |
| Fit: Online store | 85 | 20 |
| Why people pick it |
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| Where it falls short |
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| Visit Stripe Invoicing | Visit Harvest | |
Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices
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