Square Invoices vs Harvest

Two invoicing & payments tools side by side. Prices are the starting plan a small business would pick, in USD.

Compare	Square InvoicesBlock	HarvestHarvest
In one line	Free invoicing that shares a ledger with Square POS	Time tracking that turns hours into invoices
Starting price	Free	From $9/person
Six-person team	$0/mo	$54/mo
On $10,000 of card sales	$336/mo	Your own card processor
Plans	Square Free $0/mo: invoice card payments 3.3% + 30¢, ACH 1% ($1 min); Square Plus $49/mo per location: 2.9% + 30¢; Square Premium $149/mo per location: 2.9% + 30¢	Free (1 seat, 2 projects); Teams from $9/seat/mo billed yearly ($11 monthly); Enterprise from $14/seat/mo yearly ($17.50 monthly); extra invoices, projects, clients billed by usage (rates not published); 30-day trial
Pricing model	Free tier	Free tier
Free trial	—	30 days
Users	Unlimited	1 on free
Both connect to	QuickBooks Online, Xero
Also connects to	No others on record	No others on record
Team size	Just me · 2–10 people · 11–50 people	Just me · 2–10 people · 11–50 people
Available in	US · UK · CA · AU	US · UK · CA · AU
Phone support	Every plan (US)	Teams and up
Live chat	Plans not stated	None listed
Support hours	Phone: 6am–6pm PT M–F for the first 90 days (Square Free only), 6am–6pm PT M–F (Square Plus only), 24/7 (Square Premium only)	Not published
Incidents posted	14 incidents posted on Block's status page, which covers all Block products and regions, in the 90 days to Oct 27, 2026; 0 marked major or critical by Block. Status page	0 incidents posted on Harvest's status page, which covers all Harvest products and regions, in the 90 days to Oct 27, 2026. Status page
Capterra score	4.7 / 5 from 123 reviews	4.5 / 5 from 655 reviews
Trustpilot score	Not listed	1.6 / 5 from 24 reviews
Fit: Retail shop	85	20
Fit: Restaurant or café	70	10
Fit: Service business	85	82
Fit: Agency or studio	60	92
Fit: Trades or contractor	85	55
Fit: Online store	40	20
Why people pick it	Free plan is complete One customer list with POS	Time to invoice in a few clicks Free for one person
Where it falls short	Higher card rate than Stripe Weak for recurring billing	Usage fees not published Built for hourly billing only
	Visit Square Invoices ↗	Visit Harvest ↗

Six-person prices are what a team of six would pay on the published plans; "Not listed" means those plans don't cover six. Card sales costs include the plan price and card fees at US rates, at a $500 average sale. How we calculate prices